Palm Coast Homes with Split Level Style

Welcome to Palm Coast, Florida—a hidden gem nestled in the heart of Flagler County, where sun-kissed beaches meet lush greenery and vibrant community life. This charming coastal city is renowned for its stunning landscapes, offering residents an idyllic blend of relaxation and recreation. With miles of pristine coastline, scenic parks, and a network of picturesque waterways, Palm Coast is a paradise for outdoor enthusiasts and beach lovers alike.

One of the most appealing aspects of Palm Coast is its diverse real estate market, particularly the charming split-level homes that grace the neighborhoods. These unique residences are designed with multiple levels, providing a distinct architectural flair that enhances both functionality and style. Split-level homes are perfect for families, offering ample space for living, entertaining, and retreating to private areas. With their open floor plans and well-defined zones, these homes create a seamless flow between spaces, making them ideal for modern living.

Living in Palm Coast means enjoying a vibrant community atmosphere, with friendly neighbors and an array of local amenities. The city boasts excellent schools, shopping centers, and dining options that cater to every palate. Plus, the proximity to both the Atlantic Ocean and beautiful nature preserves ensures that adventure is always just around the corner.

Whether you’re looking to settle down in a cozy split-level home or simply want to explore the beauty of Palm Coast, this city offers a warm welcome and a lifestyle that’s hard to resist. Come discover your dream home in this coastal paradise!

Newest Palm Coast Homes with Split Level Style

$399,000

5 Beds ⋅ 3 Baths ⋅ FC321456 MLS

Space to live, room to breathe, and an unexpected bonus upstairs that makes this home even more special! Set on a 17,446 sq. ft. flagpole lot, this property gives you room to enjoy the outdoors with a fenced-in backyard, covered porch, and storage shed. There’s space for a pool, play area, garden, entertaining, or simply enjoying a little more privacy. Inside, the main level offers a primary suite and three additional bedrooms, with a two-car garage adding the everyday convenience and storage that make life easier. Then comes the icing on the cake: a large private upstairs room with its own full bath, walk-in closet, gas fireplace, and ceramic tile flooring. Use it as a second primary suite, guest space, home office, media room, game room, or whatever works for you! The AC, water heater, and fence were all replaced in 2023, and there’s no HOA. If you’ve been looking for a home with more space, more flexibility, and a backyard you can actually enjoy, this one is worth seeing in person. Come take a look—you may find it gives you exactly the room you’ve been looking for!

18 Wheeling Lane, Palm Coast

$1,950,000

4 Beds ⋅ 5 Baths ⋅ FC321454 MLS

Under Construction. Coming Soon — Construction is already underway by a premier custom home builder. 22 Northshore Drive offers a rare opportunity to personalize your luxury coastal home in Northshore Estates at Hammock Beach Golf Resort & Spa. Just a short walk from the Atlantic Ocean, resort amenities, and private upscale dining, this 3,048 sq. ft. residence is designed for effortless entertaining. Equipped with an elevator, the home's thoughtful floor plan features two ensuite bedrooms, a gathering room, a dedicated pool bath, and an outdoor kitchen on the first floor—all opening directly to your private pool and backyard sunrise views over the ocean. Up on the second level, the high-end gourmet kitchen with custom cabinetry connects seamlessly to an expansive great room wrapped in natural light and glass sliders. Step out onto the eastern balcony to take the spiral staircase up to the rooftop pavilion for gentle sea breezes and panoramic views. The main suite is situated upstairs with dual walk-in closets and sunset views, alongside a flexible fourth bedroom perfect for an office, nursery, or hobby space. With 4 bedrooms, 4.5 baths, and time left to select your own finishes, colors, and upgrades, this is a unique chance to tailor a custom home in a top-tier resort setting.

22 Northshore Drive, Palm Coast

$399,900

2 Beds ⋅ 2 Baths ⋅ FC321308 MLS ⋅ Na BLDG.

Virtually Staged. Welcome to your new home in Palm Coast, where comfort, convenience, and value come together! This first floor, 2-bedroom, 2-bathroom condominium features a desirable split-bedroom floor plan and an impressive 2,297 square feet of living space. Competitively priced, this home offers one of the largest square footage options at this price point, along with the added convenience of an attached oversized garage, a rare and highly desirable feature! Inside, you'll find tile flooring throughout and a spacious living room that flows seamlessly into the dining area and kitchen, creating an inviting space for everyday living and entertaining. Enjoy community amenities including a pool, fire pit, and outdoor kitchen. Conveniently located near the European Village, shopping, restaurants, and a golf course, this condominium offers an exceptional combination of space, value, amenities, and location. Schedule your private showing today

112 Club House Drive Unit 102, Palm Coast

$249,000

3 Beds ⋅ 2 Baths ⋅ FC321073 MLS ⋅ 25 BLDG.

Welcome to Tidelands, where low-maintenance living meets the Palm Coast lifestyle. This spacious 3-bedroom, 2-bath condo offers 1,461 square feet of living space, an attached one-car garage, and peaceful views of the community pond and surrounding greenery. Enjoy 2nd floor living, where an open layout, abundant natural light, crown molding, and updated flooring create a bright and comfortable space. The kitchen features granite countertops, white cabinetry, stainless-steel appliances, a breakfast bar, and plenty of cabinet and counter space, opening naturally into the dining and living areas. One of the highlights of the home is the screened balcony overlooking the pond and mature trees; the perfect spot for morning coffee, an evening breeze, or simply enjoying the peaceful surroundings. The three bedrooms provide flexibility for family, guests, a home office, or hobby space, while ample closets and built-in shelving offer additional storage throughout the home. Tidelands is a gated community with amenities that make it easy to enjoy your time at home, including swimming pools, a fitness center, tennis and pickleball courts as well as basketball courts. HOA fees also include cable and internet. Whether you're looking for a full-time residence or a Florida getaway, this condo offers the space of a home with the convenience of condo living; all in beautiful Palm Coast.

25 Riverview Bend N Unit 122, Palm Coast

$389,500

3 Beds ⋅ 2 Baths ⋅ FC320695 MLS

30 Ludlow Lane West, a beautifully maintained 3-bedroom, 2-bath home offering 1,916 square feet of living space in Palm Coast. Built in 2006, this inviting home combines a spacious, open interior with an exceptionally attractive backyard that is ready to enjoy. From the moment you arrive, the home makes a great first impression with its paver driveway, attractive stucco exterior, mature landscaping and welcoming covered entry. Inside, soaring ceilings and abundant natural light give the main living areas an open and airy feel. The kitchen has been tastefully upgraded with granite countertops, white cabinetry, stainless steel appliances, ample storage and a large peninsula/breakfast bar that opens directly to the living area—ideal for everyday living as well as entertaining. Warm wood-look flooring flows through much of the main living space, while large windows and French doors bring the outdoors in. The home's comfortable layout provides plenty of room for family, guests, a home office or hobbies. One of the property's standout features is the beautifully landscaped, fully fenced backyard. Lush lawn, mature palms, flowering plants and established garden beds create a private outdoor retreat with plenty of room to relax, entertain, garden or simply enjoy the Florida sunshine. A screened outdoor living area extends the usable living space, while the detached storage shed provides convenient space for lawn equipment, tools and recreational gear. With its combination of generous living space, upgraded kitchen, paver driveway, attractive landscaping and exceptional fenced backyard, 30 Ludlow Lane West offers the kind of comfortable Florida lifestyle that's increasingly hard to find. Move-in ready and full of character, this is a home you'll want to see in person.

30 Ludlow Lane W, Palm Coast

$339,900

3 Beds ⋅ 2 Baths ⋅ V4950580 MLS

Virtually Staged. This beautifully updated 3-bedroom 2-bathroom split floor plan home with a fully remodeled kitchen and huge, fenced backyard has all sorts of upgrades. Entering through the front door, the soaring ceilings, abundance of natural light, and ornate trim in the main living and dining/office area will captivate you. The adjacent kitchen was completely remodeled in 2026 and features gorgeous granite-topped countertops throughout, a breakfast bar, 36” soft-close cabinetry with custom tile backsplash, reach-in pantry, recessed lighting, reverse osmosis water filtrations system, and stainless-steel appliances (2023). The 17’ X 12’ primary bedroom features a beautiful bay window and tray ceilings, dual walk-in closets, and the ensuite bath boasts two separate vanities with updated fixtures, water closet, garden tub and walk-in shower. The main living area leads to an 18’X10’ screened rear lanai that overlooks the huge, fully fenced backyard with large paver-lined sitting/grilling area. Additional features include bullnose drywall throughout, water softening system and a sliding front door screen for allowing the air to flow through. Updates include a full kitchen and guest bath remodel, luxury vinyl plank flooring, electrical panel, water softener, hot water heater, interior paint are all new in 2026. Exterior paint in 2025. AC replaced in 2024. Kitchen appliances new in 2023. Yes, this is incredible, but we haven’t even addressed the monthly electric bills of around $60/month! NO HOA! All measurements are approximate and should be independently verified.

96 Parkview Drive, Palm Coast

$975,000

5 Beds ⋅ 4 Baths ⋅ FC319775 MLS

Remodeled and thoughtfully reimagined, this exceptional golf to lake-front residence in the Grand Haven community offers the perfect blend of custom craftsmanship, modern luxury, and everyday comfort. This turnkey home showcases distinctive architectural details and premium finishes throughout, all set in the heart of peaceful Palm Coast. Designed for both elegant entertaining and relaxed living, the home captures breathtaking panoramic views of the 18th fairway of the Jack Nicklaus-designed golf course, the lush nature preserve, and the tranquil lagoon beyond. The expansive second-level great room and screened terrace provide the perfect setting to enjoy spectacular sunsets and serene surroundings. The open-concept floor plan centers around a beautifully remodeled gourmet kitchen featuring premium GE Café stainless steel appliances, including a Wi-Fi-enabled induction range. An oversized prep island, expansive breakfast bar, custom full-height backsplash, and leathered granite countertops create an impressive gathering space. The adjoining family room is anchored by a striking floor-to-ceiling rustic brick fireplace with a remote-controlled gas insert, adding warmth and character. Designed with privacy and flexibility in mind, the main level is dedicated to an expansive owner's retreat occupying its own private wing. Upstairs, three additional bedrooms, a spacious family room, and a versatile laundry/flex room complete with a full-size refrigerator and microwave create an ideal setup for multigenerational living, extended family, guests, or a private retreat. Extensive recent improvements provide exceptional value and peace of mind. The exterior was freshly painted in April 2026 using premium Sherwin-Williams Duration paint. Landscaping enhancements include decorative gravel surrounding the home, more than 500 linear feet of decorative concrete curbing, and a dedicated irrigation well installed in 2021 servicing the Rain Bird irrigation system. Additional upgrades completed in November 2025 include energy-efficient double-hung windows throughout, a new upper-level sliding glass door overlooking the golf course, window treatments on all sliding glass doors, multiple dimmer switches, and built-in automatic roll-down hurricane shutters for convenience and storm protection. Car enthusiasts, hobbyists, and outdoor adventurers will appreciate the oversized tandem garage offering more than 500 square feet of climate-controlled space with ample height for a small RV or boat, car lift, workshop, or additional storage. A separate 500-square-foot two-car garage provides everyday parking. Florida outdoor living shines with more than 1,400 square feet of covered and screened living space. The expansive upper-level terrace features a newly constructed summer kitchen, while the spacious screened patio below includes a second fully equipped summer kitchen. Both were completed in 2020, creating exceptional spaces for entertaining year-round. Ideally located very close to Grand Haven's Esplanade and Waterfront Park, this remarkable residence combines luxury, functionality, and an unbeatable golf-front setting in one of Palm Coast's most sought-after gated communities. Move-in ready and extensively updated, this is a rare opportunity to enjoy resort-style living with spectacular views, exceptional privacy, and outstanding amenities.

92 Lagare Street, Palm Coast

$250,000

3 Beds ⋅ 4 Baths ⋅ A4698805 MLS

Short Sale. Well-built 3-bedroom, 2-bath home with a 2-car garage. Functional floor plan offering comfortable living space for everyday living or entertaining. Spacious living areas, good-sized bedrooms, and plenty of potential to make it your own. Conveniently located near shopping, dining, schools, parks, and major roadways. A solid opportunity for a primary residence, seasonal home, or investment property.

37 Whippoorwill Drive, Palm Coast

$335,000

4 Beds ⋅ 2 Baths ⋅ O6414331 MLS

Move right into this beautifully maintained 4-bedroom, 2-bathroom home with a newer roof just 6 years old! Designed with comfort and functionality in mind, this home offers a desirable split-bedroom floor plan, providing privacy for the primary suite while creating the perfect space for family and guests. Inside, you’ll find tile and laminate flooring throughout—no carpet anywhere! The spacious kitchen is the heart of the home, featuring a large center island, dual sinks, abundant cabinet space, and two walk-in pantries, making it ideal for entertaining and everyday living. Enjoy your morning coffee in the bright breakfast nook, where sliding glass doors open to an expansive screened lanai overlooking the oversized backyard. With plenty of room to add a pool, outdoor kitchen, or garden, the possibilities are endless. The primary suite is a true retreat, complete with dual walk-in closets, a relaxing garden tub, and a separate walk-in shower. The additional bedrooms are generously sized, offering comfort and flexibility for family members, guests, or a home office. This thoughtfully designed home also features separate living and family rooms, offering multiple spaces for relaxation and entertainment, as well as a formal dining area perfect for hosting gatherings and special occasions. Conveniently located near top-rated schools, shopping centers, dining, Town Center amenities, places of worship, and just a short drive to the beach, this home offers the perfect combination of comfort, convenience, and Florida living. Don’t miss your opportunity to own this exceptional property. Be sure to view the virtual tour and schedule your private showing today!

168 Pine Grove Drive, Palm Coast

$764,000

3 Beds ⋅ 2 Baths ⋅ FC318874 MLS

LIVE THE SALTWATER LIFESTYLE you’ve always dreamed of! This stunning waterfront pool home is perfectly positioned on a spectacular intersecting saltwater canal, offering some of the most breathtaking wide-water views you’ll find in Palm Coast. From the moment you arrive, you’ll be captivated by the endless water vistas, amazing sunsets, and the daily parade of dolphins and manatees right from your backyard. Currently operating as a successful Airbnb, this meticulously maintained 3-bedroom, 2-bath home is truly move-in ready and offers the perfect blend of luxury, relaxation, and investment potential. Designed to embrace Florida living, the open-concept floor plan features triple disappearing sliders that completely open the home to the oversized screened lanai and sparkling pool, creating an entertainer’s paradise where indoor and outdoor living become one. The beautifully updated kitchen boasts white cabinetry, solid surface countertops, stainless steel appliances, and a breakfast bar overlooking the water. The spacious primary suite offers a private retreat with an upgraded spa-like bath designed for comfort and relaxation. Boating enthusiasts will fall in love with the 30’ x 12’ dock complete with water and electric, Trex decking, bulkheaded seawall, and quick access to the Intracoastal Waterway. Located just 200 feet from the canal tip, you’ll spend less time navigating and more time enjoying life on the water. Recent improvements include a NEW AC in 2024, roof in 2014, and Trex dock and deck replacement in 2014. And the best part? NO HOA! Bring your boat, your toys, and your waterfront dreams. Located just minutes from the marina, only 15 minutes to the sandy shores of Flagler Beach, and close enough to bike to the shops, restaurants, and entertainment of European Village. Whether you’re searching for a full-time residence, vacation getaway, or income-producing property, this home delivers the ultimate Florida waterfront experience. Opportunities like this are rare—spectacular views, saltwater access, a sparkling pool, and NO HOA. Don’t just buy a home… embrace a lifestyle!

36 Cloverdale Court N, Palm Coast

$499,000

3 Beds ⋅ 2 Baths ⋅ FC318810 MLS

~Specialties: -Double Lot 0.46 Acre Property, No HOA -Fully Fenced Backyard -Food Forest All Over The Property -96 Feet Deep Clear Water Well -Full House Water Filtration System -Fully Owned Tesla Solar Panels and Battery -All Electric Home AppliancesNew 3.5 Ton HVAC System -New HVAC Air Duct System -Architectural Shingles Roof -Solar Radiation Barrier In Attic -New Washer Machine -New Electric Tankless Water Heater -New Electric Range -Italian Porcelain Floor Tile In Garage and Guest Shower -Durable Porcelain Tile In Florida Sunroom -New Large Refrigerator -Second Large Refrigerator -Rain Water Gutters -Rain Water Collection Barrels -Ocean Beach 10 Minutes Driving -Swimming Pool On The Property ~Description: Prime F-Section location, a split-bedroom floor plan, sunroom, fully fenced private yard. Soaring 12-foot ceilings, abundant natural light. Specious kitchen features extensive, plentiful high quality cabinetry and appliances, second full-size refrigerator. Fruit-bearing trees and shrubs, seasonal herbs and plants, banana trees canopies. A private 96-foot-deep well. Rainwater collection system. Fully owned Tesla solar panels with battery storage. Prime quality Pelican whole-house water filtration system. Privacy, space, sustainability, and convenience without restrictions of an HOA. The home offers room to garden, gather, relax, and enjoy a more intentional connection to the land while remaining close to shopping, dining, beaches, and everyday necessities. The swimming pool is currently serves as a natural pond with banana trees canopy, can be easily converted back to original pool by a new owner. Inside the house, the natural light and open floor plan create an inviting setting for everyday living and entertaining. The split-bedroom layout provides added privacy for the primary suite, while the two smaller bedrooms offer flexibility for family, guests, a home office, or hobby space. The generously sized kitchen features extensive counter space, plentiful high quality cabinetry, quality appliances, a second full-size refrigerator ideal for fresh harvests, meal preparation. The Florida sunroom extends the living space outdoors. Years of thoughtful soil cultivation have created a productive food forest filled with fruit-bearing plants, fresh herbs, seasonal garden harvests, an impressive canopy of banana trees. A private 96-foot-deep well and rainwater collection system support the gardens, while a premium Pelican whole-house water filtration system serves the residence. The home also features a high-efficiency 3.5-ton central air-conditioning. Air-duct replacement done in 2026. Fully owned Tesla solar system includes solar panels and battery storage, helping keep reported average electric bills at around $30 to $35 per month. Additional improvements include custom guest-bedroom flooring, Italian porcelain floor tile in the guest shower and garage, quality porcelain floor tile in the sunroom. Architectural Shingles roof, Intelli Shield Solar Radiation Barrier in attic. Tankless electric water heater, gutters, new washing machine, new electric range. 10 minutes driving to the Jungle Hut pet-friendly ocean beach. Flagler Beach’s oceanfront restaurants, shops, and scenic shoreline are within 20 minutes driving.

6 Fairhill Lane, Palm Coast

$500,000

3 Beds ⋅ 2 Baths ⋅ FC318654 MLS ⋅ 25 BLDG.

Ensconced above the lush fairways with sweeping Atlantic Ocean and golf course views, this beautifully updated 3-bedroom, 2-bath penthouse condo offers the ultimate Hammock Beach Resort lifestyle. Featuring luxury vinyl plank flooring, fresh paint, updated lighting, plumbing fixtures, outlets, switches, and stylish window treatments, this residence is move-in ready with major mechanical updates including a new hot water heater, 2019 HVAC system with regular maintenance, and professionally cleaned and sanitized ductwork. Whether you’re seeking a full-time residence, vacation retreat, or income-producing short or long-term rental, this property offers exceptional flexibility. Enjoy access to Hammock Beach Club’s world-class amenities including championship golf, oceanfront pools, lazy river, fitness center, spa, tennis, pickleball, fine dining, and private beach access—all in one of Florida’s premier oceanfront resort communities.

25 Ocean Crest Way Unit 1242, Palm Coast

Start Your Search

MFR MLS is the source of this information via Internet Data Exchange Program. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale. Availability of any listing should always be independently verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited and may violate relevant federal and state law. Data last updated on

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Realty Exchange LLC are marked with the listing broker’s name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved. Data last updated