Palatka Real Estate

Welcome to Palatka, Florida, a charming city nestled in the heart of Putnam County. Known for its rich history and picturesque landscapes, Palatka offers a unique blend of Southern hospitality and modern conveniences. This vibrant community is situated along the beautiful St. Johns River, providing residents and visitors alike with stunning waterfront views and endless recreational opportunities.

As the county seat of Putnam County, Palatka boasts a diverse array of cultural attractions and events. The city is home to the annual Florida Azalea Festival, which celebrates the blooming of azaleas with a vibrant parade, live music, and art exhibits. History enthusiasts will appreciate the city's historic downtown district, where you can explore charming shops, local eateries, and beautifully preserved buildings that tell the story of Palatka's past.

Outdoor lovers will find plenty to enjoy in Palatka, with numerous parks and nature trails that cater to hiking, fishing, and boating. The nearby Ravine Gardens State Park features breathtaking landscapes, walking paths, and a stunning display of azaleas, making it a perfect spot for family outings or a peaceful escape into nature.

In addition to its natural beauty and cultural offerings, Palatka is conveniently located just a short drive from larger cities like Gainesville and Jacksonville, providing residents with easy access to urban amenities while enjoying the tranquility of small-town living. Whether you're looking to settle down or invest in a vacation home, Palatka is a hidden gem that promises a fulfilling lifestyle in a welcoming community. Come discover the charm of Palatka, where history meets nature and opportunity awaits!

Newest Listings in Palatka

$195,000

3 Beds ⋅ 2 Baths ⋅ 2159166 MLS

Well maintained concrete block home is ready for new owners! Property features metal roof, LVP flooring throughout, updated kitchen and bathrooms. Large fenced in backyard! No HOA! Price to sell and won't last long, schedule your showing today!

105 E Rellim Drive, Palatka

$475,000

2 Beds ⋅ 2 Baths ⋅ 2159148 MLS

Wake up to breathtaking scenery and enjoy panoramic views of the St. Johns River from the primary suite, dining room, and living room in this charming waterfront retreat. Whether you're casting a line from your private dock, launching a kayak, cruising by boat, or enjoying seasonal shrimping, every day feels like a getaway. Set on a beautifully shaded .71-acre lot with 105+/- riverfront feet and majestic live oaks, this 2-bedroom, 2-bath concrete block home also features an office/storage room, attached garage, fireplace, spacious dining room, and a functional kitchen with stainless appliances and open shelving. After a day on the water or in the garden, rinse off in the convenient outdoor shower and unwind on the deck while taking in the peaceful river views. Complete with a covered boathouse and boat lift, this property is your opportunity to embrace the relaxed, year-round riverfront lifestyle.

110 Cedar Creek Road, Palatka

$200,000

2158969 MLS

This is a rare opportunity to create the waterfront home you've always envisioned on approximately 1.98 acres just off the majestic St. Johns River. Partially cleared, this unique property offers the perfect balance of privacy and natural beauty. Create your own meandering path through protected wetlands that leads to approximately 103 feet of breathtaking waterfront, where panoramic water views and endless recreational possibilities await. Enjoy direct navigable access to the Atlantic Ocean and beyond, making this an ideal setting for boating, fishing, and kayaking. Whether you're seeking a peaceful retreat or the site for your custom dream home, this exceptional property combines acreage, waterfront living, and natural Florida beauty in one remarkable offering.

150 Pioneer Trail, Palatka

$175,000

2 Beds ⋅ 2 Baths ⋅ 2158727 MLS

Escape the hustle and bustle and discover the peaceful charm of country living on this private 1-acre property, located just 10 miles from the heart of Palatka. Tucked away on a quiet dirt road near the well-known Tower Farms--famous for its seasonal blueberry and strawberry picking--this property offers the perfect opportunity to create your own rural retreat. The existing home is in need of significant renovation, making it an ideal project for investors, renovators, or buyers with a vision. A valuable bonus is the move-in-ready RV that conveys with the property, providing a comfortable place to stay while you restore or rebuild the home at your own pace. Whether you're dreaming of a peaceful homestead, a weekend getaway, or an investment opportunity, this property offers endless potential in a tranquil setting surrounded by nature. Bring your ideas and transform this hidden gem into the country escape you've always wanted. More interior photos coming soon.

506 Millican Road, Palatka

$10,000

O6430655 MLS

Don't miss this opportunity to own a 0.23-acre lot in Palatka for an affordable price. Located next to a canal just off the St. Johns River, this property is surrounded by Florida's natural beauty and offers excellent long-term investment potential. Please note that the lot is currently landlocked with no legal road access, making it best suited for investors looking to buy and hold. At this price, it's a great chance to own Florida land in a desirable area near boating, fishing, and outdoor recreation. Buy now and invest in the future!

105 Dolphin Lane, Palatka

$210,000

2 Beds ⋅ 3 Baths ⋅ GC542336 MLS

Currently operating as a church, this 2,232 sq. ft. building is zoned Agricultural, which includes single-family residential, child & adult day care, a group home having 7 or more residents, religious facility, and more. (See list under Documents.) This offering is located on a .92 of an acre lot w/ample room for off-street parking to include RVs. A new metal roof was installed in 2025. It comes partially furnished (see list under Documents), has a full kitchen w/appliances, 3 bathrooms, a sanctuary, fellowship hall, and what could be two bedrooms or classrooms. As a church, it can accommodate 100+/- parishioners. The building has central heat and air plus 2 window A/C units. The church is currently rented on a month-to-month basis. This is the same listing as in commercial

101 Sesame Street, Palatka

$99,900

OM729388 MLS

Exceptional Downtown Palatka Commercial Opportunity!! Two adjoining commercial lots in the Business District are being sold together, offering a combined 0.34 acres (100' x 150') in the heart of historic Downtown Palatka. This mostly cleared, level property features several mature trees, providing a beautiful setting for your future project. With city water, sewer, and natural gas available, this property is ready for a wide range of commercial or mixed-use possibilities (buyer to verify permitted uses with the City of Palatka). Located just blocks from the scenic St Johns River, Riverfront Park, and the waterfront amphitheater, this property places you in the center of one of Northeast Florida's most charming and revitalized downtown districts. Enjoy easy access to locally owned restaurants, coffee shops, boutiques, breweries, antique stores, and art galleries, all contributing to Palatka's welcoming small-town atmosphere. Palatka is known for a vibrant calendar of community events including the Azalea Festival, Blue Crab Festival, farmers markets, art shows, holiday parades, concerts and nationally recognized bass fishing tournaments with weigh-ins held at the nearby riverfront. Conveniently located within an easy drive to St. Augustine, Gainesville, Ocala, this property offers an outstanding opportunity for investors, developers, or business owners looking to establish a presence in one of Florida's growing historic riverfront communities.

219 S 10th Street, Palatka

$109,900

2 Beds ⋅ 1 Baths ⋅ V4950537 MLS

Escape to a peaceful, rural living at this 2-bedroom, 1-bath, private Palatka home set on a spacious lot with Solar Panels, large yard perfect for gardening and outdoor entertaining. This inviting residence offers a comfortable layout ready for your personal touches. Bring your style and vision to update the interiors and create a home that truly reflects you whether that’s a modern farmhouse kitchen, cozy reading nook, or custom finishes throughout, making it the perfect canvas for your dream home or investment project. Enjoy the quiet seclusion of country living while still being just minutes from town conveniences. Property Sold "As Is"

109 Hanpard Lane, Palatka

$724,900

3 Beds ⋅ 2 Baths ⋅ 2158128 MLS

*MULTIPLE OFFERS RECEIVED! HIGHEST & BEST TO BE SUBMITTED BY SUN 8/9 AT 4:00 P.M.* Wake up to breathtaking St. Johns River views in this completely renovated, turn-key waterfront retreat--professionally redesigned by Miranda Leigh Interior Designs. This 3BR/2BA home offers 1,916 living sq ft (2,765 total under roof) of timeless coastal elegance. Enjoy open-concept living with marble countertops, luxury vinyl plank flooring throughout, a formal dining room, and a large sunroom with panoramic river views. The chef's kitchen features a marble island and stainless appliances. Built in 1992 with durable concrete block & stucco construction. Two-car garage. Outside, a brand-new bulkhead, exceptional boat dock, power boat lift, upper sun deck, and lower seating area create the ultimate setting for fishing, boating, and unforgettable sunset evenings. Offered fully furnished and currently a successful vacation rental-!. River living at its finest awaits! -6,000 pound boat lift -20 Year life of roof

277 W River Road, Palatka

$140,000

3 Beds ⋅ 1 Baths ⋅ 2158127 MLS

Opportunity awaits in the established Ross Green subdivision of Palatka! This solid mid-century home sits on a generous 0.18-acre lot, offering an ideal blend of space, location, and potential. The layout provides a comfortable, functional flow, with room to add your personal touch and make it truly your own. Whether you're a first-time buyer ready to build equity, an investor searching for your next project, or simply looking for a great value in a well-established neighborhood, this property checks the boxes. The spacious lot offers plenty of room for outdoor living, gardening, or future expansion. Ideally situated just minutes from Historic Downtown Palatka, the scenic St. Johns River, local schools, shopping, and everyday conveniences -- this home puts you close to everything that makes Palatka special. Being sold As-Is. Priced to reflect condition and ready for its next chapter. Schedule your showing today and see the potential for yourself!

116 Hibiscus Street, Palatka

$79,900

2 Beds ⋅ 1 Baths ⋅ 2158019 MLS

House in MAJOR need of repair.

4178 Reid Street, Palatka

$210,000

3 Baths ⋅ 2157616 MLS

Currently operating as a church, this 2,232 sq. ft. building is zoned Agricultural, which includes single family residential, child & adult day care, a group home having 7 or more residents, religious facility and more. (See list under Documents.) This offering is located on a .92 of an acre lot w/ample room for off-street parking to include RVs. A new metal roof was installed in 2025. It comes partially furnished (see list under Documents), has a full kitchen w/appliances, 3 bathrooms, a sanctuary, fellowship hall and what could be two bedrooms or classrooms. As a church, it can accommodate 100+/- parishioners. The building has central heat and air plus 2 window A/C units. Church is currently rented on a month to month basis.

101 Sesame Street, Palatka

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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Realty Exchange LLC are marked with the listing broker’s name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved. Data last updated