St Johns Harbor Real Estate

Welcome to St. Johns Harbor, a hidden gem nestled in the heart of Palatka, Florida. This charming subdivision offers a unique blend of serene living and vibrant community spirit, making it an ideal place for families, retirees, and anyone looking to embrace the beauty of the Sunshine State.

St. Johns Harbor is perfectly situated along the picturesque St. Johns River, providing residents with stunning waterfront views and a plethora of recreational opportunities. Imagine waking up to the gentle sounds of nature, with the river just a stone's throw away. Whether you enjoy fishing, boating, or simply basking in the sun, this community is a paradise for outdoor enthusiasts.

The subdivision features beautifully designed homes, each reflecting the warmth and style of Florida living. With spacious lots and lush landscaping, St. Johns Harbor creates an inviting atmosphere that encourages neighbors to connect and build lasting friendships. The community is known for its friendly residents and strong sense of camaraderie, making it easy to feel right at home.

Convenience is paramount in St. Johns Harbor, as residents have easy access to local amenities, including shopping, dining, and entertainment options in downtown Palatka. Plus, with its proximity to major highways, commuting to nearby cities is a breeze.

Whether you're seeking a peaceful retreat or an active lifestyle, St. Johns Harbor offers the perfect backdrop for your next chapter. Experience the charm of this exceptional community and discover why so many have chosen to call St. Johns Harbor home. Your dream home awaits!

Newest Listings in St Johns Harbor

$224,900

3 Beds ⋅ 2 Baths ⋅ 2154643 MLS

One or more photo was virtually staged. Brand New | Move-In Ready | USDA Eligible Area Be the very first to call this beautiful brand-new Clayton home your own! Offering 3 bedrooms, 2 bathrooms, and 1,260 square feet of thoughtfully designed living space, this home combines modern style with everyday comfort. Step inside to an open-concept floor plan featuring a spacious living area, a beautiful kitchen with a center island, brand-new appliances (including a refrigerator, range, dishwasher and oven) along with plenty of cabinet space for storage. The split-bedroom layout provides privacy for the primary suite while creating a functional floor plan for family or guests. Enjoy the peace of mind that comes with new construction including NEW electrical, plumbing, skirting, and a home that has never been lived in. The sliding glass doors open to the backyard, creating the perfect space to relax.Situated on a 0.16-acre lot for tranquility and low maintenance. This one is a must see!

161 Basin Drive, Palatka

$175,000

2154343 MLS

Discover the potential of this 1.67-acre canal-front property in scenic Palatka! Situated along a peaceful canal with easy access to the St. Johns River, this spacious parcel offers an incredible opportunity to create your own waterfront retreat. The land is fully accessible from both Palmetto Bluff Rd and Sugar Plum Rd and is .08 miles from the Palmetto Bluff Public Boat Ramp. Enjoy the tranquil surroundings, mature trees, and opportunity to design a property that fits your lifestyle -- ideal for a weekend getaway, investment, or future homesite. The 1.67-acre parcel includes 3 electrical poles and 2 wells and septic.

590 Palmetto Bluff Road, Palatka

$500,000

3 Beds ⋅ 3 Baths ⋅ 2154030 MLS

Waterfront Pool Home with Direct Access to the St. Johns River -Dive into the Florida waterfront lifestyle you've always dreamed of! This handicap-accessible concrete block home offers 2,400 square feet of comfortable living space on a beautiful canal with direct access to the St. Johns River, Crescent Lake, Dunns Creek, and beyond. Featuring 3 BR and 2.5 BA, this high-and-dry residence welcomes you with a spacious great room, soaring vaulted ceilings, & a cozy wood-burning fireplace. The oversized kitchen is designed for both everyday living & entertaining, offering LG appliances, a breakfast bar, country sink, pantry, abundant cabinetry, & generous counter space. The primary suite provides a peaceful retreat with a large walk-in closet & an accessible en-suite bath featuring dual vanities & a walk-in shower. 2 additional bedrooms share a full bath, providing plenty of room for family & guests. Step outside & enjoy your private pool, four-carport, storage shed. Come see it now!!

134 Bowfin Drive, Palatka

$20,000

2153344 MLS

Canal Front leading to the St Johns River!! Nice spot for your vacation home or your new home.

104 Bowfin Drive, Palatka

$19,800

2148339 MLS

Tucked into a quiet, wooded setting, this 9,000 sq ft parcel offers a rare sense of privacy and possibility. An open space surrounded by the natural beauty of the trees around it. The kind of setting that feels peaceful, hidden, and full of potential. The street in front of the property has recently been opened for access, and the property has recently surveyed, giving you a strong head start whether you want to build now or hold for the future. Zoned R-1 for site-built or modular homes, this is a place where you can imagine creating something special a private homesite, a retreat, or a long-term investment in an area with natural beauty all around. Located near the water and very close to the scenic St. Johns River, this property offers that special balance of seclusion and possibility. Cash sale via Quitclaim Deed. Accepting Offers.

133 Northwest Avenue, Palatka

$195,000

2 Beds ⋅ 2 Baths ⋅ 2140934 MLS

NEW METAL ROOF! This waterfront home is perfectly suited for a fishing retreat, family getaway, or income-producing rental. Ideally positioned on a quiet canal, it offers a wonderful setting for anglers and outdoor enthusiasts to enjoy everything Florida waterfront living has to offer. Being offered furnished, this property is ready for immediate enjoyment or rental use. Centrally located with convenient access to Jacksonville, Gainesville, Daytona Beach, and the beautiful beaches of St. Johns County, you're truly just about an hour from it all. Experience the charm of small-town living in Putnam County, known for its growing downtown, local restaurants and shops, and a full calendar of community events. Enjoy world-class fishing tournaments like Bassmaster Tournament, annual favorites such as the Azalea Festival and Blue Crab Festival, or spend laid-back Saturday mornings shopping local vendors at the Palatka Farmers Market.

312 Tarpon Boulevard, Palatka

$45,000

2135111 MLS

Looking for a peaceful place to get away? This cleared, high and dry lot is located near the end of a canal that leads to the St. Johns River and is known for great fishing in the area. The property is ready for your plans with private water already installed and an existing septic system. Mobile homes, manufactured homes, and tiny homes are all allowed, giving you plenty of flexibility to create your perfect weekend retreat or full-time homesite. Located in a quiet area, this property is ready and waiting for the right buyer. Worth the drive to see!

118 Basin Drive, Palatka

$45,000

2130797 MLS

Build your dream home on this exceptional canal-front lot offering the perfect blend of waterfront living and custom design opportunity.

110 Basin Drive, Palatka

$45,000

2130794 MLS

Build your dream home on this exceptional canal-front lot offering the perfect blend of waterfront living and custom design opportunity. This homesite could include a proposed 1,800 sq. ft. custom residence thoughtfully designed to maximize views and embrace the waterfront lifestyle. Enjoy direct canal access ideal for boating, kayaking, paddleboarding, or simply relaxing by the water's edge. The planned home features an open-concept layout, spacious primary suite, modern kitchen, and expansive windows to capture natural light and serene canal views. Outdoor living can be customized to include a covered lanai, patio, or even a private dock, creating the ultimate setting for entertaining or quiet evenings by the water. Or you can buy the lot for investment.

106 Basin Drive, Palatka

$79,900

2076492 MLS

ST JOHNS RIVER ONLY A FEW MINUTES AWAY BY BOAT FROM THIS NAVIGABLE WATER FRONT CANAL LOT! Build you home or an escape place from the hustle & bustle of the city so you can go fishing &/0r boating on the St Johns River The lot size is 60x120 and lightly treed. Will need to place septic but this is dependent of the type, size and placement of your home. Water is public utility located at the corner of Tarpon and River Rd. Dream place It can be a mobile home, prefabricated, tiny home or new build. No HOA

248 Tarpon Boulevard, Palatka

$1,206,000

NS1082676 MLS

Calling all builders, developers and investors. This offering is for 67 parcels with the potential of subdividing them into 120 buildable lots or leaving some of the lots as larger lot sizes. All of the 120 lots have lot numbers but not parcel ID's (some parcels are 4,6 or 8 lots together). This location is in the established residential development known as St Johns Harbor which is located just off of the St Johns River and in close proximity to a public boat ramp providing easy access to boating and water recreation. Nicely located between the historic towns of Green Cove Springs and Palatka this area is prime for development. Just 16 mi to the north is the new First Coast Expressway near Green Cove that will connect I-10 to I-95 providing easy access to the greater Jacksonville area. Most of the lot sizes are .20 to .22 acres but some are a bit larger. This neighborhood has been partially developed over the years so some lots are on paved steets, some on dirt roads but most are on platted streets that have yet to be built. The owner will consider selling blocks of lots or lot take downs. There is an adjacent property that is 63.45 acres that is also available. This offering has tremendous potential!

257 Harbor Drive, Palatka

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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Realty Exchange LLC are marked with the listing broker’s name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved. Data last updated