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$450,000
4 Beds ⋅ 2 Baths ⋅ 2112229 MLS
Welcome to Beverly's Crossing in beautiful Palatka, FL — where your dream home doesn't come from a catalog, but straight from your imagination. This is a rare opportunity to build a fully custom, new-construction home with no predetermined layout or cookie-cutter floor plan. Instead, you'll work directly with our experienced engineer and design team to bring your vision to life — whether you're dreaming of a spacious open-concept retreat, a modern farmhouse, a multi-generational layout, or something uniquely yours. Set on a peaceful lot in a serene and growing area, this property offers the perfect canvas for your lifestyle. Home packages start at $385,000, and every build includes quality craftsmanship, attention to detail, and the flexibility to select finishes, layout, and features that reflect your taste. This is more than a house — it's your future, designed your way. Ready to build something amazing? Let's get started.

269 Peniel Church Road, Palatka

$420,000
FC310329 MLS
Motivated Seller - Bring a Cash offer!!!! Outstanding Investment Opportunity with 9% Cap Rate This 4,400 sq. ft. insulated, steel-framed metal building is fully leased to a long-term tenant, offering reliable passive income. Positioned on a 0.21-acre lot, the property features a flexible layout that can accommodate a wide range of commercial uses, making it ideal for investors seeking stable returns and future adaptability. Featuring a front retail space with office and one bathroom, and a spacious warehouse area with a roll-up door, this property provides seamless functionality and flexibility. The warehouse area boasts 10 to 13 ft. ceiling heights and durable concrete floors, ensuring easy maintenance and adaptability for storage, production, or distribution operations. Strategically positioned on the high-traffic corner of Reid & 6th Street, this location offers excellent visibility and accessibility for both customers and employees. The site includes ample parking, enhancing convenience for various commercial uses. Zoned C-2 Commercial General Light, this property accommodates a wide range of business types. The annual insurance cost is approximately $2,193.23, and the current property taxes are $2,544.00. There is a long-term tenant, a Vape Shop, with 2 years left on their lease currently paying annually $50,009.40. Brand new AC unit installed and new Hydrostop roof coating for longevity and insulation.

600 Reid Street, Palatka

$329,000
3 Beds ⋅ 2 Baths ⋅ GC542497 MLS
Virtually Staged. Attention HORSE LOVERS! Bring your horses and enjoy the space and possibilities of this 1.79-acre property in Palatka! This 3-bedroom, 2-bath home features a traditional floor plan with defined living spaces, a dedicated laundry room, and NEW engineered wood flooring throughout the bedrooms and main living areas. Step outside and you’ll find a property designed with animals and country living in mind. The spacious, open pasture offers plenty of room for horses to graze, roam and enjoy the outdoors, with established fencing surrounding the pasture. Additional NEW chain-link fencing provides a separate, secure area that’s convenient for pets and everyday use. A five-stall barn adds tremendous value for horse owners and includes a dedicated tack/feed room for storing saddles, equipment, feed and supplies. Imagine being able to look outside your door each morning and see your horses and other farm animals grazing in your own pasture. Whether you’re searching for a place to keep your horses at home, create a small hobby farm, or simply want the privacy and freedom that come with acreage, this property offers a combination that’s increasingly difficult to find. Enjoy a relaxed country lifestyle while still being conveniently located near the shopping, dining and everyday amenities of Palatka. Schedule your showing and discover ultimate country living! Buyer to verify all measurements, property information and school zones.

121 Geck Road, Palatka

$310,000
3 Beds ⋅ 2 Baths ⋅ 2102025 MLS
Room to Roam at 166 E. River Rd. Whether you're dreaming of your own private retreat or a smart investment opportunity, this 5.8-acre gem brings serious versatility and space. 5.8 Acres — ready to be split into separate parcels or kept whole for your dream lifestyle Want space for your toys? Bring the ATVs, RVs, boats—you name it Plenty of room inside and out to build, play, and live big With endless possibilities and wide open potential, this property is a rare find with serious flexibility and not to mention a great price. Don't miss your opportunity to own acreage and a solid brick home at an affordable price. Bring your vision, and let the land do the rest It's the kind of property that lets you live loud, dream big, and build exactly what you want! Property is being sold As Is.

166 E River Road, East Palatka

$285,000
4 Beds ⋅ 2 Baths ⋅ 2123584 MLS
NEW CONSTRUCTION 4-BEDROOM HOME NOW OFFERED AT $285,000! Inside you'll find a beautiful, yet functional open floor plan with 9-foot ceilings, luxury vinyl plank flooring, granite counters, soft-close cabinetry, stainless steel appliances, and matte black lighting. Blinds are already installed throughout, and the garage floor is finished in epoxy. Built to last: fiber cement siding, shingle roof, and pre-wired for ceiling fans, internet, TV, and phone. One-car garage for extra storage. Backed by a 1-year builder warranty and 10-year structural warranty. Minutes from HCA Florida Putnam Hospital, shopping, the St. Johns River, and Downtown Palatka. Centrally located from Gainseville and Saint Augustine Beach!

138 Kelley Smith School Road, Palatka

$250,000
3 Beds ⋅ 2 Baths ⋅ 2122192 MLS
This adorable 3-bedroom, 2-bath home in Palatka offers the perfect blend of comfort and charm. From the screened-in front porch—ideal for morning coffee or quiet evenings—to the cozy fireplace that anchors the living space. Every detail invites relaxation. The upgraded kitchen adds modern convenience while maintaining a warm, welcoming feel, and beautiful hardwood floors flow throughout the home. Step outside to a large backyard with plenty of space to unwind, garden, or entertain. Quaint, peaceful, and inviting, this home is a wonderful retreat to enjoy everyday living at a slower, more relaxing pace. Cool Antique Shops and restaurants for you to explore in the downtown area and only 30 minutes to St Augustine. Close to scenic Ravines State Park where you can hike or picnic and enjoy the beauty of the parks gardens. It's the perfect location!

510 S 19th Street, Palatka

$245,750
3 Beds ⋅ 2 Baths ⋅ 2080517 MLS
NEW INCENTIVES!!! DRIVEWAY EXTENDED! PRICE REDUCED (which Builder NEVER does). Buyers spoke and Builder has listened. Brand New 2025 Hailie Model by A&M Home Builders! This move-in ready 3BR/2BA home offers a smart layout with a spacious kitchen, granite countertops, stainless appliances, and upgraded matte black fixtures. This home you won't want to leave! Enjoy the front porch, perfect for rocking chairs, and a covered back patio overlooking a peaceful, natural setting. The garage provides extra storage or space for a workshop. Located just 4 minutes from the Palatka riverfront and historic downtown shops and dining. Backed by a 1-year builder warranty and a 10 year structural warranty. Priced to sell—don't miss this one!

1906 Gillis Street, Palatka

$219,888
3 Beds ⋅ 2 Baths ⋅ 2133339 MLS
Discover Your Dream Home in the The Collection at Palatka Community! Discover the exceptional Briscoe Plan, a stylish one-story ranch designed for modern living. This beautifully crafted home features an open-concept kitchen that will inspire your inner chef. It has sleek shaker cabinets, quartz countertops and stainless steel appliances, including a smooth-top range, dishwasher, and over-the-range microwave. The main floor hosts three spacious bedrooms and a convenient laundry room, all designed for ease and comfort. The primary suite stands out with its private bath and a generous walk-in closet, offering luxury. Enjoy year-round comfort with energy-efficient Low-E insulated dual-pane vinyl windows, and benefit from a one-car garage and a one-year limited home warranty. Seize the opportunity to own this stunning home!

711 Madison Street, Palatka

$213,888
4 Beds ⋅ 2 Baths ⋅ 2115808 MLS
Discover Your Dream Home in the Collection at Palatka Community! The Cabot Plan offers a spacious open-concept layout, seamlessly connecting the Living, Dining, and Kitchen areas—perfect for entertaining. The modern Kitchen is equipped with shaker cabinets, granite countertops, and Stainless-Steel Appliances, including an electric smooth top range, microwave hood, and dishwasher. The primary suite features a private bath with dual vanity sinks and a large walk-in closet. There are three additional bedrooms, a stylish secondary bathroom, and a patio ideal for outdoor relaxation. Additional features include Low E insulated dual-pane vinyl windows for energy efficiency and a 1-year limited home warranty. DON'T MISS OUT ON CURRENT BUYER INCENTIVES AND SPECIAL RATE OFFERS!

508 N 17th Street, Palatka

$195,000
2125541 MLS
Prime commercial land opportunity at Parcel B, 3001 Reid Street, Palatka, Florida, with possible seller financing available. This cleared, and level lot is strategically positioned between NAPA Auto Parts and Haven Hospice, offering strong visibility and immediate access to Reid Street's four-lane highway. The site benefits from excellent traffic exposure and convenient ingress and egress, making it well-suited for a wide range of commercial or professional uses. The property is located in close proximity to major national retailers including Lowe's and Home Depot, as well as numerous restaurants, banks, and everyday services, placing it at the center of Palatka's primary commercial corridor. Palatka is a growing North Florida market known for its rich history, strong community identity, and scenic setting along the St. Johns River. The city features attractions such as Ravine Gardens State Park & historic downtown architecture. Seller financing terms subject to negotiation.

3001-B Reid Street, Palatka

$190,000
3 Beds ⋅ 2 Baths ⋅ 2149886 MLS
Fully renovated 3-bedroom, 2-bathroom home in Palatka with public water and sewer. This move-in ready property has been updated from top to bottom with a new roof, new flooring, updated kitchen, renovated bathrooms, fresh interior and exterior paint, new water heater, updated electrical, updated plumbing, and new landscaping. The bright and functional floor plan offers comfortable living with modern finishes throughout. The kitchen features new cabinetry, countertops, and fixtures, while both bathrooms have been completely refreshed with contemporary upgrades. Major system improvements provide added peace of mind and reduce future maintenance costs. Conveniently located near schools, shopping, dining, and everyday amenities in Palatka, this fully updated home is an excellent opportunity for a primary residence, first-time buyer, or investment property.

708 Madison Street, Palatka

$165,000
3 Beds ⋅ 1 Baths ⋅ 2118572 MLS
This home qualifies for up to $35,000 in First-Time Homebuyer assistance money you can use for your down-payment, closing costs, buying down the interest rate, or lowering the cost of the home for as long as you own and live in the home -- Conditions Apply Don't miss this great opportunity to own your own home. What a gem. It's nestled under towering oaks. It's near downtown Palatka. And, commuting is easy with quick access to Jacksonville, St. Augustine, and Gainesville. The home is freshly painted, metal roof replaced 2020, HVAC 2010, range to be replaced by closing, hot water heater 2022, 10'x10' shed 2025, mostly fenced back yard, shade trees help keep ac bills low, tile floors, inside washer/dryer hookups. Laurel St and many other streets are being newly paved with new curbs, sidewalks, and sod. CALL NOW to see if you qualify for up to $35,000 in First Time Home Buyer Assistance! ^All photos are enhanced and/or staged.

1510 Laurel Street, Palatka

$164,000
2127657 MLS
A nearly 3-acre C-1 zoned commercial parcel ideally located along Crill Avenue, one of Palatka's main corridors, with approximately 20,300 AADT for strong visibility and traffic exposure. Just minutes from Historic Downtown Palatka and the St. Johns River, and located near St. Johns River State College and multiple elementary schools, providing excellent positioning for a wide range of commercial uses. C-1 zoning allows for retail, dining, recreational facilities, and entertainment concepts. The central location places the property within approximately 45 minutes of Gainesville and St. Augustine, and just over an hour from Jacksonville, making it well suited for a destination-style business or neighborhood commercial development. A rare opportunity to develop a high-visibility commercial site in a growing Palatka corridor! What will you bring to 7341 Crill Avenue? The next hotspot in Palatka could start here!

7341 Crill Avenue, Palatka

$156,500
3 Beds ⋅ 1 Baths ⋅ 2129178 MLS
Welcome to this inviting concrete block 3-BR, 1-BA home that's ready for you to move right in. The home features fresh exterior paint accented by coordinating cedar shutters, adding timeless curb appeal. Interior compliments a comfortable layout with bright living spaces and newer LVP flooring throughout. Outside, you'll find a mostly fenced 150' deep lot with multiple garden beds, a raised garden bed, rain barrels, and a newly installed 8x10 Suncast shed—a perfect combination for the garden enthusiast. Mechanicals include Navien tankless water heater (2024), metal roof (2021), ICP heat pump (2010), 150 amp panel. Other upgrades include seamless gutters (2025), bath and kitchen upgrades (2024), LVP flooring and all new baseboards (2024). Appliances include Frigidaire refrigerator (2024), GE stackable washer/dryer (2024), This home combines comfort, charm, and functionality, making it choice for homeowners seeking a turnkey property.

709 N 11th Street, Palatka

$155,000
2 Beds ⋅ 1 Baths ⋅ FC310208 MLS
Welcome home to this beautifully updated 2-bedroom, 1-bath charmer that’s move-in ready and packed with upgrades! Enjoy peace of mind with a brand-new roof (2024) and new A/C system to keep you cool all year long. Step inside to find luxury vinyl plank flooring throughout, giving the home a fresh and modern feel. The kitchen has been completely refreshed with a brand-new refrigerator and stove/oven, making it perfect for whipping up your favorite meals. A tankless water heater ensures endless hot water and energy efficiency. Whether you’re a first-time buyer, downsizing, or looking for a low-maintenance investment, this home checks all the boxes. All the major updates are already done—just move in and enjoy! Don’t miss your chance to own this turnkey beauty—schedule your showing today!

1701 Wapalaw Street, Palatka

$155,000
2 Beds ⋅ 1 Baths ⋅ 2092833 MLS
Welcome home to this beautifully updated 2-bedroom, 1-bath charmer that's move-in ready and packed with upgrades! Enjoy peace of mind with a brand-new roof (2024) and new A/C system to keep you cool all year long. Step inside to find luxury vinyl plank flooring throughout, giving the home a fresh and modern feel. The kitchen has been completely refreshed with a brand-new refrigerator and stove/oven, making it perfect for whipping up your favorite meals. A tankless water heater ensures endless hot water and energy efficiency. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance investment, this home checks all the boxes. All the major updates are already done—just move in and enjoy! Don't miss your chance to own this turnkey beauty—schedule your showing today!

1701 Wapalaw Street, Palatka

$127,500
1 Beds ⋅ 1 Baths ⋅ 2140749 MLS
✨ Calling All Creative Visionaries! ✨ Step into the charm and potential of this adorable 1925 historic bungalow nestled in the heart of Palatka's sought-after South Historic District! This 1 bedroom, 1 bath home features an additional living area offering flexible bonus space--perfect for a home office, guest area, or creative studio. If you've been dreaming of a home with character, soul, and room to make it your own, this is your opportunity. Enjoy being just a short stroll to vibrant downtown Palatka, with local restaurants, events, and nightlife. From the Blue Crab Festival to wine strolls and the Azalea Festival, there's always something happening nearby. Love the water? You're just 1 minute from the St. Johns River boat ramp and park--perfect for boating, fishing, or peaceful riverfront walks! ✨ Historic charm. Prime location. Endless potential. ✨ Don't miss out! ''Virtual staging used in some patio pictures''

503 Laurel Street, Palatka

$118,000
4 Beds ⋅ 3 Baths ⋅ FC312707 MLS
Handyman special centrally located in the beautiful South Historic District of downtown Palatka! This charming house needs restoration but has 4 bedrooms, and 2.5 baths with over 2100 square feet. Originally built in 1884 the home features wood floors throughout, lots of built-ins, large bedrooms, 2 fireplaces, front porch for taking in the daily passerby's, an additional detached 2 story storage house for all your toys, and views of the St. Johns River from the backyard. The location is perfect, just two blocks to St. Johns Ave. for all your dining and shopping needs or walk two blocks to Boathouse Riverfront Park and take a stroll along the river. Enjoy area parks, boat ramps, and laid-back North Florida living in Putnam County or head to St. Augustine for day at the beach. Grab your tools and / or your favorite general contractor and take advantage of this amazing opportunity today!!!

221 S 5th Street, Palatka

$115,000
2131948 MLS
Taking Back-up offers. NOT in a Flood Zone, High & Dry, NO Wetlands Drone footage coming soon. Discover the opportunity to own a beautiful 5-acre corner wooded parcel on a paved road in growing Palatka, Florida. This high-potential homesite offers the perfect blend of privacy, flexibility, and accessibility ideal for building your dream home, creating a private retreat, or securing land as a long-term investment.Surrounded by mature trees and natural Florida landscape, this property delivers peaceful country living while remaining close to everyday conveniences. The corner positioning provides multiple access options and added design flexibility for future development. 5 wooded acres,Desirable corner lot,Paved road access,Peaceful, rural setting,Close to river access and state park recreation,New survey on file and included Priced competitively -- one of the best land values currently available **Clear Survey under Documents Located just minutes from historic downtown Palatka, you'll enjoy the charm of this riverfront community along the scenic St. Johns River. Outdoor enthusiasts will appreciate proximity to boating, fishing, hiking, and year-round recreation, including nearby Ravine Gardens State Park with its stunning ravines and walking trails. For additional amenities, shopping, dining, and employment centers, Jacksonville is approx 1 hour away

W Harbor Drive, Palatka

$101,000
3 Beds ⋅ 1 Baths ⋅ 2122871 MLS
Welcome to your forever home! If you've been searching for that rare combination of rock-solid durability and incredible space, your search ends here. Built with sturdy concrete, this residence offers the kind of peace of mind that only comes with quality craftsmanship. Inside, you'll be blown away by the generous square footage—there is finally enough room for everyone to have their own space! But the real magic happens outside. Imagine hosting the ultimate summer cookout in your expansive, wide-open backyard. From soccer matches to Saturday BBQs, this yard is a recreational paradise. Located in one of Palatka's most welcoming, family-friendly pockets, this is the affordable opportunity you've been waiting for. Welcome home.

111 Elm Avenue, Palatka

$33,500
2140909 MLS
Build Your Home in a Quiet West Peniel Road Setting - .32 Acres Located on West Peniel Road, this .32-acre vacant lot offers a great opportunity to build in a peaceful, quiet area while still being close to town. The property is partially cleared, giving you a head start while still allowing you to shape the land to fit your vision. Whether you're planning a site-built home or holding as an investment, this lot offers flexibility and convenience. Enjoy a peaceful neighborhood setting on a paved road, with easy access to shopping, dining, and everyday essentials just a short drive away. Property Features: • .32 acres • Partially cleared • Quiet location on West Peniel Road • Paved road access • Close to town and local amenities • Ideal for new construction or investment If you've been looking for a manageable piece of land in a low-traffic, peaceful area that's still convenient, this is one worth seeing.

676 W Peniel Road, Palatka

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