Palatka Homes for Sale

Welcome to Palatka, Florida—an enchanting city nestled in the heart of Putnam County, where Southern charm meets vibrant community spirit. Known as the "Gateway to the St. Johns River," Palatka boasts a rich history and an abundance of natural beauty, making it an ideal destination for those seeking a tranquil yet engaging lifestyle.

With its picturesque landscapes and serene waterways, Palatka is perfect for outdoor enthusiasts. The city is home to numerous parks, including the stunning Ravine Gardens State Park, which features lush gardens, hiking trails, and breathtaking views. Whether you're kayaking along the St. Johns River or enjoying a leisurely stroll in one of the many local parks, you'll find that nature is just a step away.

For those considering a move, Palatka offers a diverse range of homes for sale, catering to various tastes and budgets. From charming historic homes that echo the city's rich past to modern residences equipped with all the latest amenities, there's something for everyone. The friendly neighborhoods foster a sense of belonging, making it easy to connect with your new community.

Palatka also boasts a vibrant downtown area filled with unique shops, delightful eateries, and cultural attractions. With annual festivals and events that celebrate the city's heritage, there's always something happening to keep residents engaged and entertained.

If you're looking for a place that combines a relaxed lifestyle with a strong sense of community, consider making Palatka your new home. Explore the available homes for sale today and discover the charm of this hidden gem in Florida!

Newest Palatka Homes for Sale

$188,900

3 Beds ⋅ 1 Baths ⋅ 2166406 MLS

Open concept living recently transformed to meet your every desire. From the moment you enter the home, it features an abundance of 2026 upgrades. Newly vinyl plank flooring welcomes your first step in and continues the design through the entire home. Beautifully featured stainless steel newly installed appliances and stainless sink give luxury to the installed cabinets with a custom countertop. As you enter the hall just wait to see the remodeled bathroom design with new fixtures throughout and today's colors of beige, brown and blacks in mind for your taste. Bedrooms have fashionable cooling ceiling fans. Bright clean fresh neutral tones of paint inside and out. Best of all, a metal roof was installed and vinyl windows in 2026 giving you years of life. Dream of the moments you will have knowing these beautiful upgrades will boast for years to come. Ravines State Park and City Golf Course near for recreation opportunities.

302 Belmont Drive, Palatka

$259,000

3 Beds ⋅ 2 Baths ⋅ 2165946 MLS

Welcome to this brand-new 3-bedroom, 2-bathroom home in the heart of Palatka! Built with quality in mind, this 1,425 sq. ft. residence features durable Hardie board siding and a shingle roof, offering both style and low maintenance. Situated on a 0.17-acre lot, the home includes a one-car garage and is conveniently located close to shopping, dining, schools, and all that Palatka has to offer. Step inside to find a modern, open layout with luxury vinyl plank flooring flowing throughout the entire home. The kitchen is a standout with sleek stainless steel appliances, quartz countertops, and plenty of cabinetry for storage. The primary suite includes a private bathroom, while two additional bedrooms and a second full bath provide space for family or guests. This move-in-ready new construction offers the perfect blend of comfort, convenience, and modern living.

302 S 14th Street, Palatka

$499,900

3 Beds ⋅ 2 Baths ⋅ 2165653 MLS

Two Homes + Workshop on 2+ Acres! Versatile property offering two dwellings with separate 911 addresses, making this an excellent opportunity for a family compound, extended family, or potential rental income. The main home offers 1,736 sq. ft., 3 bedrooms, 2 baths, a large utility/storage area, and a double covered carport. The second residence includes an 840 sq. ft. mobile home plus a 1,002 sq. ft. addition/bonus area, with approximately 1,843 sq. ft. of total heated/cooled living space. Out back is climate controlled shed (approximately 12x20 with electric and shelving. Bring all your big boy toys! Boats, ATV's, camper, etc!! This property has a 35' x 26.8' workshop featuring two roll-up doors, electricity, shelving, and is piped for and includes an air compressor. The area from the back of the main home to the front of the workshop/mobile home is completely fenced with a 14' drive-through gate, while the surrounding areas remain open for convenient driving, parking, and access. Plenty of room for family gatherings, hobbies, equipment, and outdoor activities. Just minutes to SR 19, shopping, medical facilities, downtown Palatka, the St. Johns River public boat ramp, and additional boat ramps providing access to the Ocklawaha River and Rodman Reservoir. Nice quiet area! All of the dwellings have been extremely well maintained. Comes with a low cost transferrable security system. A new metal roof will be installed prior to closing on the main home and workshop. A rare opportunity with space, flexibility, and multiple-use potential! Imagine the possibilities!!!

133 Moores Trail, Palatka

$499,900

5 Beds ⋅ 4 Baths ⋅ OM732345 MLS

Two Homes + Workshop on 2+ Acres! Versatile property offering two dwellings with separate 911 addresses, making this an excellent opportunity for a family compound, extended family, or potential rental income. The main home offers 1,736 sq. ft., 3 bedrooms, 2 baths, a large utility/storage area, and a double covered carport. The second residence includes an 840 sq. ft. mobile home plus a 690 sq. ft. addition/bonus area, with approximately 1,530 sq. ft. of total heated/cooled living space. Out back is climate controlled shed (approximately 12x20 with electric and shelving. Bring all your big boy toys! Boats, ATV's, camper, etc!! This property has a 35' x 26.8' workshop featuring two roll-up doors, electricity, shelving, and is piped for and includes an air compressor. The area from the back of the main home to the front of the workshop/mobile home is completely fenced with a 14' drive-through gate, while the surrounding areas remain open for convenient driving, parking, and access. Plenty of room for family gatherings, hobbies, equipment, and outdoor activities. Just minutes to SR 19, shopping, medical facilities, downtown Palatka, the St. Johns River public boat ramp, and additional boat ramps providing access to the Ocklawaha River and Rodman Reservoir. Nice quiet area! All of the dwellings have been extremely well maintained. Comes with a low cost transferrable security system. A new metal roof will be installed prior to closing on the main home and workshop. A rare opportunity with space, flexibility, and multiple-use potential! Imagine the possibilities!!!

133 Moores Trail, Palatka

$195,000

2 Beds ⋅ 1 Baths ⋅ 2165249 MLS

Block cottage 2-bedroom, 1-bath home situated on a large lot in the heart of town. Recent upgrades include a remodeled kitchen with quartz countertops, and a metal roof installed in 2022. Nice front and back porches. The spacious backyard offers plenty of room to relax, entertain, or create your ideal outdoor space. Located less than a mile from the St. Johns River and Ravine Gardens State Park, with downtown shops, dining, and local events just a short walk away. Move-in ready and close to everything Palatka has to offer! *Some photos have been virtually staged with AI*

915 S 13th Street, Palatka

$229,900

4 Beds ⋅ 2 Baths ⋅ 2164805 MLS

Historic Charm. Modern Comfort. A Lifestyle Worth Discovering. This beautifully restored 1916 home offers the perfect balance of timeless character, modern updates, and ideal location just outside of Palatka's Historic District and scenic riverfront. This inviting 4-bed, 2-bath home boasts recently updated flooring, plantation shutters, modern cabinetry, a new metal roof and AC in 2023 and a tankless gas water heater added in 2024. The flexible layout adapts to families, remote professionals, and guests, while the spacious backyard and 10x20 storage building provide room to entertain, garden, or expand with future projects. Walk or bike to Riverfront Park, downtown shops, restaurants, breweries, festivals, and the St. Johns River. With easy access to Jacksonville, St. Augustine, Gainesville, Daytona Beach, and Ocala, this property offers historic neighborhood living enriched by nature, community, convenience, and the outdoor lifestyle Palatka is known for.

509 Bronson Street, Palatka

$284,900

3 Beds ⋅ 3 Baths ⋅ 2164197 MLS

Brand-new two-story living with the space and location buyers want! The Ellie offers 3 bedrooms, 2.5 bathrooms, an upstairs loft, and 1,581 heated square feet. All three bedrooms, two full bathrooms, and the laundry room are conveniently located upstairs. The main level features an open kitchen and living area, dedicated dining space, and a half bathroom for guests. Enjoy a covered back patio and a nicely sized backyard with room to relax, entertain, or create your ideal outdoor space. Located near Ravine Gardens State Park, the St. Johns River waterfront, public boat ramps, Palatka Golf Course, hiking trails, shopping, and local dining. Ask how qualified buyers may receive a 1% credit through the preferred lender and close in as little as seven days. Builder warranty included. Schedule your showing today!

1415 Cleveland Avenue, Palatka

$249,000

3 Beds ⋅ 2 Baths ⋅ 2164194 MLS

Brand-new, move-in-ready Hailie model in a convenient Palatka location near the new Palatka Primary School, HCA Florida Putnam Hospital, shopping, downtown, and the St. Johns River. This 3-bedroom, 2-bath home offers 1,329 heated square feet with high ceilings and an open layout. The kitchen features quartz countertops, white soft-close cabinetry, stainless steel appliances, pendant lighting, and a spacious breakfast bar. Luxury vinyl plank flooring flows through the main living areas, with carpet and ceiling fans in each bedroom. French doors open to a large backyard ready for outdoor living. The crisp white exterior, red shutters, matching front door, covered front porch, fresh landscaping, wide concrete driveway, and one-car garage create standout curb appeal. Builder warranty included. Qualified buyers using the preferred lender may receive a 1% lender credit and close in as little as seven days. Schedule your showing today! Ready to make this one HOME?

140 Kelley Smith School Road, Palatka

$259,500

3 Beds ⋅ 2 Baths ⋅ 2164094 MLS

Welcome to 302 Westover Circle, a charming ranch-style 3-bedroom, 2-bath concrete block home situated on a spacious quarter-acre lot in Palatka. Just shy of 1,400 square feet, this well-maintained home features a versatile flex area that can easily be used as a home office, study, hobby space, or additional living area. A convenient garage provides covered parking, while the covered patio offers the perfect spot to relax and enjoy the beautifully maintained backyard. Step outside and discover a gardener's dream, with mature orange trees, established flowers, and plenty of room to create your own backyard oasis. Major updates have already been taken care of, with the roof and HVAC system both replaced in 2022. Conveniently located just minutes from grocery stores, restaurants, and schools.

302 Westover Circle, Palatka

$245,000

3 Beds ⋅ 2 Baths ⋅ 2164078 MLS

Spacious 3 bedroom, 2 bath concrete block home with front brick veneer accent, 448 sq' screen porch, enclosed single garage/storage, cook shack out back for all your grilling & connected to city water & sewer, but located in Putnam County! This well cared for home built in 1970 features an open concept with large living area which expands into the welcoming kitchen and dining area where you can access the rear screen porch and privacy fenced back yard. Home is conveniently located to shopping, schools, restaurants & The St Johns River! Recent upgrades include: New Metal Roof by Big A Roofing 12/2024, New Electric Hot Water Heater 7/2026, New Dishwasher & Kitchen Sink 8/2026. Total Under Roof Sq' is 2,296. Remaining furnishings are negotiable. MUST SEE!!

2412 Husson Avenue, Palatka

$50,000

2 Beds ⋅ 1 Baths ⋅ 2163973 MLS

Unlock the potential of this property with an opportunity to renovate, rebuild, or start fresh with new construction. Whether you're looking for your next investment project or a chance to create a property to your vision, this location offers plenty of possibilities. Offered at an attractive price, this property is ready for its next chapter.

111 Cedar Avenue, Palatka

$50,000

2 Beds ⋅ 1 Baths ⋅ FC321274 MLS

111 Cedar Avenue, Palatka

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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Realty Exchange LLC are marked with the listing broker’s name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved. Data last updated