Palatka Homes with Two Story Style

Welcome to Palatka, Florida – a hidden gem nestled in the heart of Putnam County, where Southern charm meets natural beauty. Known for its rich history and vibrant community, Palatka is often referred to as the "Gateway to the St. Johns River." With its picturesque landscapes, lush parks, and friendly atmosphere, this city offers a unique blend of small-town warmth and modern conveniences, making it an ideal place to call home.

Palatka is renowned for its stunning waterfront views and outdoor recreational opportunities. Residents and visitors alike can enjoy fishing, boating, and hiking along the scenic trails that wind through the area. The historic downtown district is filled with quaint shops, delightful eateries, and cultural landmarks, allowing you to immerse yourself in the local culture.

If you’re considering a move to this enchanting city, you’ll be pleased to know that Palatka boasts an array of beautiful homes, including charming two-story residences. These homes often feature spacious layouts, perfect for growing families or those who appreciate extra room for entertaining. With their classic architecture and modern amenities, two-story homes in Palatka provide a perfect blend of comfort and style. Imagine sipping your morning coffee on a sun-drenched balcony or hosting gatherings in a grand living space that flows effortlessly to the outdoors.

Whether you're drawn to the serene lifestyle or the vibrant community spirit, Palatka offers a welcoming atmosphere for everyone. Discover your dream two-story home in this delightful city, where every day feels like a vacation. Embrace the beauty, history, and charm of Palatka – your new home awaits!

Newest Palatka Homes with Two Story Style

$455,000

3 Beds ⋅ 3 Baths ⋅ GC541799 MLS

Tucked away on a quiet no-through-traffic road in the sought-after Thicket community, this striking Tudor-style home blends old-world architectural charm with a fully renovated interior — and a backyard built for resort-style living. Step inside to find luxury vinyl plank flooring flowing throughout the home. All three bedrooms and both full baths are upstairs for great privacy while the downstairs welcomes family and guests into the open and spacious living room with an updated half bath. The kitchen is a showstopper: rich espresso cabinetry, matching stainless steel appliances, quartz countertops, and a vaulted, beamed ceiling that gives the whole space an airy, elevated feel. Two electric fireplaces add warmth and character to the living areas, while the primary suite offers a peaceful escape with its own private balcony overlooking the grounds. Out back is where this property truly shines. A screened, in-ground pool with a shaded lanai and dedicated grilling area creates the ultimate spot for entertaining or unwinding — rain or shine, day or night. The fully fenced yard delivers total privacy, plus a one-of-a-kind two-story shed complete with an elevated playhouse and storage loft. There's even room for boat and RV parking, a rare find this close to town. Recent updates give buyers real peace of mind: dual-zone HVAC (2016 and 2022), metal roof (2022) and water heater (2022) mean the big-ticket items are already handled. Location seals the deal — under 3 miles to Ravine Gardens State Park, minutes from Palatka Golf Club, and easy access to the St. Johns River for boating and fishing. Small-town charm, big-time amenities, zero through-traffic noise. Homes like this — Tudor character, a private pool oasis, and room for all your toys — don't sit long. Schedule your showing today.

102 Thicket Lane, Palatka

$379,900

3 Beds ⋅ 2 Baths ⋅ FC319284 MLS

Welcome to your very own private retreat! Nestled on 1.32 acres, this beautifully renovated 3-bedroom, 2-bath two-story home offers the perfect blend of modern updates, outdoor living, and room to spread out. Step inside to an expansive open living area ideal for entertaining family and friends, with tasteful renovations throughout that make this home truly move-in ready. Outside is where this property really shines! Enjoy endless summer days in the premium above-ground pool, relax on the spacious 12x30 screened porch, unwind under the gazebo, or host gatherings on the oversized 12.5x30 concrete patio. The fully fenced backyard provides privacy and space for family, pets, and all your outdoor toys. Need extra storage? Two storage buildings and a Quonset for equipment, hobbies, or a workshop. Located just minutes from shopping, dining, and the conveniences of town, yet tucked away from the hustle and bustle, this rare turnkey property demonstrates the peaceful lifestyle you've been looking for. Homes with acreage, upgrades, and outdoor amenities like this don't come along often—schedule your showing today before it's gone

121 Daren Drive, Palatka

$499,900

2 Beds ⋅ 2 Baths ⋅ FC319102 MLS

A Rare Opportunity to Own a Piece of Florida History Step back in time while enjoying the comforts of today in the remarkable Seavers House, a beautifully restored historic residence dating back to 1871. Nestled within Palatka's celebrated South Historic District, this architectural treasure represents a bygone era of elegance, craftsmanship, and Southern hospitality. Positioned on a prominent corner lot just moments from the St. Johns River, this stunning property offers a rare combination of historical significance, residential comfort, and commercial flexibility. Originally constructed during Florida's steamboat and railroad boom, the home has been lovingly restored to showcase its timeless character while accommodating modern living. Inside, visitors are greeted by soaring ceilings, original architectural details, rich wood flooring, and the kind of craftsmanship that simply cannot be replicated today. Every room tells a story, preserving the charm and grace of nineteenth-century Florida while creating an inviting atmosphere for family, guests, or visitors. The home's location within Palatka's historic district places it among some of Northeast Florida's most treasured Victorian and period residences, where tree-lined streets and grand historic homes evoke the elegance of another age. Whether envisioned as an extraordinary private residence, boutique bed-and-breakfast, vacation rental, professional office, event venue, or mixed-use investment, the property's zoning flexibility opens the door to countless possibilities. Imagine mornings on the porch with river breezes drifting through the neighborhood, afternoons exploring Palatka's revitalized downtown, and evenings entertaining beneath the glow of a home that has witnessed more than 150 years of Florida history. Properties of this caliber rarely become available. More than a home, 220 South 4th Street is a living piece of Florida's heritage—carefully preserved, thoughtfully restored, and ready for its next steward. Historic. Elegant. Irreplaceable. Welcome to one of Palatka's most captivating historic residences.ALL FURNISHINGS ARE NEGOTIABLE! “Circa 1871 Seavers House | Magazine-Quality Restoration | Historic District Gem | Airbnb/ Commercial Residential Possibilities

220 S 4th Street, Palatka

$475,000

3 Beds ⋅ 2 Baths ⋅ FC317957 MLS

Escape to your own private retreat on 19.38+/- acres, where peaceful country living meets modern comfort. Surrounded by majestic oak trees and tucked away from neighboring homes, this exceptional property offers the privacy, space, and freedom that are increasingly hard to find. This cozy 3-bedroom, 2-bath home offers an open-concept floor plan with soaring vaulted ceilings that create a bright and spacious living area. The updated kitchen seamlessly connects to the main living space, making it ideal for entertaining, hosting family gatherings, or enjoying everyday life. A unique loft with a spiral staircase adds extra versatility, providing the perfect space for a guest room, home office, or kids’ playroom. Recent improvements include a freshly painted exterior (2026), updated kitchen appliances (2026), washer and dryer (2026), primary shower (2024) and a roof installed (2016), offer added value and peace of mind. These updates, along with the property's private well (2025) and septic system (2024), enhance the self-sufficient country lifestyle this home provides. Step outside and discover everything this remarkable acreage has to offer. The property is cross-fenced and includes multiple outbuildings, providing ample space for livestock, horses, equipment, workshops, hobbies, or additional storage. With no HOA restrictions, you'll have the flexibility to create the lifestyle you've envisioned. Whether you're dreaming of a horse property, hobby farm, flourishing gardens, ATV trails, outdoor adventures, or simply a peaceful place to enjoy nature, this versatile property is ready to accommodate your plans. Established hunting opportunities and abundant wildlife make it equally appealing for outdoor enthusiasts and sportsmen. Enjoy the tranquility of rural living without sacrificing convenience. Downtown Palatka is approximately 20 minutes away, Gainesville is about 45 minutes, and the beaches of St. Augustine are roughly one hour away. Outdoor recreation is close at hand, with Etoniah Creek State Forest just 15 minutes away, offering miles of horseback riding trails, hiking, wildlife viewing, and opportunities to experience Florida's natural beauty. Opportunities to own nearly 20 private acres with an updated home, usable land, and this level of versatility are becoming increasingly rare. Whether you're searching for a full-time homestead, weekend retreat, or a property with room to grow, this is the place that offers the space, privacy, and potential to make your vision a reality.

461 Old Starke Road, Palatka

$355,000

4 Beds ⋅ 2 Baths ⋅ FC317465 MLS

Situated on a spacious 1-acre lot, this charming Palatka property offers the perfect blend of comfort, privacy, and room to grow. The home features new flooring throughout, a cozy fireplace, and accent walls that add warmth and character to the living space. The primary bedroom is conveniently located on the first floor for added ease and functionality. Enjoy relaxing on the screened porch overlooking the expansive yard, creating a peaceful and private outdoor retreat. With plenty of space to spread out, the property includes a 2 car garage, carport, and an additional rear carport--ideal for extra vehicles, boats, equipment, or storage. The large lot provides endless possibilities for outdoor living, hobbies, or future expansion. Located just down the street from the new Kelly Smith Elementary School currently under construction, this home offers both convenience and long-term value. Well and septic in place.

116 Round Lake Circle, Palatka

$315,000

4 Beds ⋅ 3 Baths ⋅ FC316761 MLS

One-of-a-kind and full of character, this Mid-Century Modern-inspired home immediately commands your attention. Thoughtfully updated in 2023, with a metal roof installed in 2018 and a full re-plumb completed in 2025, this home offers the perfect blend of architectural charm and meaningful system upgrades. Drenched in natural light from oversized black-framed windows of every shape and size, the interior celebrates volume, texture, and design. The dramatic main living area features soaring 20-foot ceilings, a stunning balcony overlook, and a massive wood-burning brick fireplace--complete with a built-in wood box--creating the ultimate gathering and entertaining space, with a conveniently located half bath nearby.The primary suite is privately tucked beneath the balcony just off the main living area and features a modest yet stylish en-suite with a walk-in shower and double-sink vanity. Just down the hall, a dedicated office provides the perfect work-from-home retreat. The modern kitchen with gas range flows into a spacious dining room highlighted by a contemporary accent wall, while the walk-through laundry/mudroom adds everyday convenience. Upstairs, two large bedrooms are connected by a Jack-and-Jill bath, offering flexibility for family or guests. Outside, a wraparound concrete patio helps keep maintenance simple while extending your living and entertaining space outdoors. The covered rear patio is ideal for summer barbecues, and the spacious corner lot provides room for boats, trailers, and all your recreational toys. With well and septic service and no HOA, you'll enjoy both independence and functionality--all quietly located in the heart of Palatka just minutes from downtown, the riverfront, and Ravine Gardens State Park.

101 Browning Avenue, Palatka

$259,900

3 Beds ⋅ 3 Baths ⋅ G5105636 MLS

Under Construction. BUILDER IS BLOWING THE ROOF OFF WITH THIS COME AND GET YOUR NEW HOME PRICE!!! Your AMERICAN DREAM HOME is UNDER CONSTRUCTION with Precision Home Builders A VETERAN OWNED AND OPERATED custom home builder company. Be the VERY FIRST OWNER of A BRAND NEW 3 Bedrooms 2.5 baths home GETTING READY FOR COMPLETION IN THE new year. THE MAGNOLIA Model has an attached two car garage with an open front porch and covered back lanai. The Kitchen with solid wood cabinets, plenty of drawers and an island to grab a quick breakfast or maybe entertaining friends and family while creating some of your favorite recipes. The COMBO Living and Dining room are great for entertaining friends and family throughout the year or throwing your Housewarming Party after you purchase. Spray foam attics, Quartz counters throughout, Luxury Laminate Flooring, Central Ac and an inside laundry room with washer/dryer hookups. YOU as the NEW HOME OWNER have the choice to quite a few other upgrades the builder offers IF YOU GO UNDER CONTRACT before the home has been completed. Be the first of many homeowners that will trust Florida Precision Builders and make their NEW CONSTRUCTION your NEW HOME this THE NEW YEAR. Other properties currently available: 911 N 14th St, Palatka, FL AND 101 Yawn Ave, Interlachen Fl AND 228 Dawn Ave, Interlachen FL

1307 Ocean Street, Palatka

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