Palatka Homes with Navigable Water Waterfront

Welcome to Palatka, Florida – a hidden gem nestled in the heart of Putnam County. Known for its rich history and vibrant culture, Palatka is a picturesque city that sits along the banks of the stunning St. Johns River. With its charming downtown area, lush parks, and friendly community, Palatka offers a serene lifestyle that’s perfect for anyone looking to escape the hustle and bustle of larger cities.

One of the most enticing features of Palatka is its access to navigable water. Homes with waterfront properties here provide residents with unparalleled opportunities for outdoor recreation. Imagine waking up every morning to breathtaking views of the river, where you can fish, kayak, or simply enjoy a peaceful morning coffee on your dock. The St. Johns River is one of the longest rivers in the United States, making it a prime location for boating enthusiasts and nature lovers alike.

The real estate market in Palatka is diverse, offering everything from charming historic homes to modern waterfront estates. Many of these properties boast private docks and direct access to the river, allowing you to embrace the Florida lifestyle to its fullest. Whether you are looking for a cozy retreat or a spacious family home, Palatka’s waterfront homes provide a unique blend of comfort and adventure.

With a warm climate year-round, beautiful natural landscapes, and a welcoming community, Palatka is not just a place to live; it's a place to thrive. Come explore the possibilities of waterfront living in this enchanting city!

Newest Palatka Homes with Navigable Water Waterfront

$724,900

3 Beds ⋅ 2 Baths ⋅ 2158128 MLS

*MULTIPLE OFFERS RECEIVED! HIGHEST & BEST TO BE SUBMITTED BY SUN 8/9 AT 4:00 P.M.* Wake up to breathtaking St. Johns River views in this completely renovated, turn-key waterfront retreat--professionally redesigned by Miranda Leigh Interior Designs. This 3BR/2BA home offers 1,916 living sq ft (2,765 total under roof) of timeless coastal elegance. Enjoy open-concept living with marble countertops, luxury vinyl plank flooring throughout, a formal dining room, and a large sunroom with panoramic river views. The chef's kitchen features a marble island and stainless appliances. Built in 1992 with durable concrete block & stucco construction. Two-car garage. Outside, a brand-new bulkhead, exceptional boat dock, power boat lift, upper sun deck, and lower seating area create the ultimate setting for fishing, boating, and unforgettable sunset evenings. Offered fully furnished and currently a successful vacation rental-!. River living at its finest awaits! -6,000 pound boat lift -20 Year life of roof

277 W River Road, Palatka

$749,000

2155157 MLS

Come see this rare property with over 400 feet of direct waterfrontage on the majestic St. Johns River. Build your dream home or family compound on this outstanding forested land. The lot is situated in a small historic enclave of homes that predate the formation of the Ocala National Forest . It is like travelling back through time as you drive through the forest to arrive at this enchanting location. This is a somewhat remote location but the peace and tranquility combined with the serene river views and animal life make this truly a unique place to live.

766 National Forest Road 75g Road, Palatka

$1,495,000

2155152 MLS

Come see this rare property with over 850 feet of direct waterfrontage on the majestic St. Johns River. Build your dream home or family compound on this outstanding 9 plus acres of forested land. The lot is situated in a small historic enclave of homes that predate the formation of the Ocala National Forest . It is like travelling back through time as you drive through the forest to arrive at this enchanting location. This is a somewhat remote location but the peace and tranquility combined with the serene river views and animal life make this truly a unique place to live.

762 National Forest Road 75g Road, Palatka

$500,000

3 Beds ⋅ 3 Baths ⋅ 2154030 MLS

Waterfront Pool Home with Direct Access to the St. Johns River -Dive into the Florida waterfront lifestyle you've always dreamed of! This handicap-accessible concrete block home offers 2,400 square feet of comfortable living space on a beautiful canal with direct access to the St. Johns River, Crescent Lake, Dunns Creek, and beyond. Featuring 3 BR and 2.5 BA, this high-and-dry residence welcomes you with a spacious great room, soaring vaulted ceilings, & a cozy wood-burning fireplace. The oversized kitchen is designed for both everyday living & entertaining, offering LG appliances, a breakfast bar, country sink, pantry, abundant cabinetry, & generous counter space. The primary suite provides a peaceful retreat with a large walk-in closet & an accessible en-suite bath featuring dual vanities & a walk-in shower. 2 additional bedrooms share a full bath, providing plenty of room for family & guests. Step outside & enjoy your private pool, four-carport, storage shed. Come see it now!!

134 Bowfin Drive, Palatka

$899,000

3 Beds ⋅ 3 Baths ⋅ 2136154 MLS

Welcome to a rare, gated riverfront estate offering 128 feet of navigable waterfront along the St. Johns River--where privacy, function, and lifestyle converge on approximately 1.47 acres. Behind an elegant security gate, this 3-bedroom, 3-bath solid brick home residence spans nearly 3,000 square feet and is thoughtfully designed for both comfort and accessibility, featuring wheelchair-friendly living spaces throughout. A striking Spanish-style tile-look metal roof (2021) sets the tone, complemented by fruit trees, blooming azaleas and 3 palm trees framing the river's edge. Property is high and dry in flood zone X. Inside, engineered Brazilian teak flooring (2022) flows through much of the home, while the eat-in kitchen is enhanced with leathered granite countertops (2022), , breakfast bar, & functional design overlooking the beautiful St. Johns River. 2 wood-burning fireplaces add warmth & character, and the open layout provides relaxing living and water views from most rooms. Outdoors, the property is fully equipped for waterfront living. Enjoy a 10,000 lb. boat lift (12' x 21'), a spacious wet slip (approximately 20' x 35'), and direct access to navigable water. Dock has water and electric. The tiki bar creates an inviting setting for gatherings, while the dock and river views complete the experience. Additional improvements and features include: - Detached climate-controlled workshop (20' x 40') could be used as Accessary Dwelling Unit. - Covered RV structure (approximately 20' x 42' x 14') with 20/30/50 amp receptacles - Second gated entrance for RV and equipment access - Well and septic system, water softener, and reverse osmosis at kitchen sink - Attached 2-car garage - Plenty of additional parking - room for all your guests! - Irrigation System for front and back of the property - Stunning wide-open views of the the majestic St. Johns River from almost the entire home - Huge back porch with wood ceiling, fans, and skylights - great relaxing place - Fun Tiki Bar on the dock---sip on your favorite beverage and enjoy the views! Great entertaining space, too! This is more than a home--it's a fully equipped waterfront property designed for boating, entertaining, and living without compromise.

524 Cedar Creek Road, Palatka

$290,000

2 Beds ⋅ 2 Baths ⋅ 2135965 MLS

Waterfront opportunity with endless potential! This 2BR/2BA home offers approx. 1,700 sq ft on a rare 0.48-acre double lot, one of the largest on the canal, with direct access to the St. Johns River. Enjoy peaceful surroundings in a quiet neighborhood ideal for boating, fishing, and relaxing right from your backyard. The canal leads to the St. Johns River, which flows north to the Atlantic Ocean. Property features RV parking with canopy, private well and tank system, and septic, keeping utility costs low (owner pays only electricity and internet). Solid concrete block construction with a durable metal roof. Home needs cosmetic TLC including paint, flooring, and kitchen/bath updates, perfect for investors or buyers looking to customize. Spacious yard offers room to expand or store toys. Great value waterfront!

272 Harbor Drive, Palatka

$179,900

2 Beds ⋅ 1 Baths ⋅ 2135212 MLS

Rare WATERFRONT Commercial Opportunity! This unique property offers dual Commercial & Residential zoning w/ 70ft+ Water frontage on Deek Creek Canal w/ direct access to St. Johns River & from there, the Ocean! This commercial structure features a large open warehouse with a 1 car or boat Bay or garage w/ extra high ceilings making it ideal for Marine Repair, Boat Storage, Car Mechanics use etc. A concrete boat ramp provides direct water access perfect for any type of Marine or Boat related business. This property also has a 2BR/1BA ready for renovation, offering potential rental income, owner occupancy, or more office space. Flexible zoning and waterfront access create endless possibilities. Really close to Hwy 17. If it is water related, you got options.

435 W River Road, Palatka

$79,900

2076492 MLS

ST JOHNS RIVER ONLY A FEW MINUTES AWAY BY BOAT FROM THIS NAVIGABLE WATER FRONT CANAL LOT! Build you home or an escape place from the hustle & bustle of the city so you can go fishing &/0r boating on the St Johns River The lot size is 60x120 and lightly treed. Will need to place septic but this is dependent of the type, size and placement of your home. Water is public utility located at the corner of Tarpon and River Rd. Dream place It can be a mobile home, prefabricated, tiny home or new build. No HOA

248 Tarpon Boulevard, Palatka

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