Palatka Homes with Boat Ramp - Private Exterior features

Welcome to Palatka, Florida, a charming city nestled in the heart of Putnam County, where the St. Johns River flows gracefully, offering a serene backdrop for both adventure and relaxation. Known for its rich history and vibrant community, Palatka boasts a unique blend of small-town charm and modern amenities, making it a perfect place for families, retirees, and everyone in between.

One of the standout features of Palatka is its access to the great outdoors. The city is renowned for its numerous water activities, and homes with private boat ramps are a coveted find. Imagine stepping out of your backyard and launching your boat directly into the pristine waters of the St. Johns River, ready to explore the natural beauty that surrounds you. Whether you enjoy fishing, kayaking, or simply cruising along the river, having a private boat ramp at your disposal enhances your lifestyle and offers endless opportunities for adventure.

The exterior features of these homes are designed with both functionality and aesthetics in mind. Many properties boast spacious yards, lush landscaping, and outdoor entertaining areas, perfect for hosting gatherings with family and friends after a day on the water. With the convenience of a private boat ramp, you can easily embrace the Florida lifestyle, enjoying the sun-soaked days and balmy evenings that Palatka has to offer.

In Palatka, you’re not just buying a home; you’re investing in a lifestyle filled with outdoor excitement and community spirit. Discover your dream home with a boat ramp today and start making memories in this beautiful slice of Florida paradise!

Newest Palatka Homes with Boat Ramp - Private Exterior features

$290,000

2 Beds ⋅ 2 Baths ⋅ 2135965 MLS

Waterfront opportunity with endless potential! This 2BR/2BA home offers approx. 1,700 sq ft on a rare 0.48-acre double lot, one of the largest on the canal, with direct access to the St. Johns River. Enjoy peaceful surroundings in a quiet neighborhood ideal for boating, fishing, and relaxing right from your backyard. The canal leads to the St. Johns River, which flows north to the Atlantic Ocean. Property features RV parking with canopy, private well and tank system, and septic, keeping utility costs low (owner pays only electricity and internet). Solid concrete block construction with a durable metal roof. Home needs cosmetic TLC including paint, flooring, and kitchen/bath updates, perfect for investors or buyers looking to customize. Spacious yard offers room to expand or store toys. Great value waterfront!

272 Harbor Drive, Palatka

$179,900

2 Beds ⋅ 1 Baths ⋅ 2135212 MLS

Rare WATERFRONT Commercial Opportunity! This unique property offers dual Commercial & Residential zoning w/ 70ft+ Water frontage on Deek Creek Canal w/ direct access to St. Johns River & from there, the Ocean! This commercial structure features a large open warehouse with a 1 car or boat Bay or garage w/ extra high ceilings making it ideal for Marine Repair, Boat Storage, Car Mechanics use etc. A concrete boat ramp provides direct water access perfect for any type of Marine or Boat related business. This property also has a 2BR/1BA ready for renovation, offering potential rental income, owner occupancy, or more office space. Flexible zoning and waterfront access create endless possibilities. Really close to Hwy 17. If it is water related, you got options.

435 W River Road, Palatka

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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Realty Exchange LLC are marked with the listing broker’s name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved. Data last updated