Palatka Homes with One Story Style

Welcome to Palatka, Florida, a hidden gem nestled in the heart of Putnam County. Known for its rich history and picturesque landscapes, Palatka offers a unique blend of small-town charm and vibrant community spirit. Situated along the stunning banks of the St. Johns River, this city is a haven for nature lovers and outdoor enthusiasts. With its lush parks, scenic waterways, and abundant recreational opportunities, residents can enjoy everything from fishing and boating to hiking and birdwatching.

Palatka is not just a place to live; it's a community filled with friendly faces, local eateries, and a variety of cultural events that bring residents together. The downtown area boasts a historic charm with quaint shops, art galleries, and delightful cafes, making it the perfect spot for a leisurely afternoon stroll. Additionally, the city's commitment to preserving its history is evident in its beautiful architecture and well-maintained landmarks.

When it comes to housing, Palatka offers a range of options, including stunning one-story homes that perfectly complement the area's relaxed lifestyle. These properties provide the ideal blend of comfort and convenience, featuring open floor plans, spacious living areas, and easy access to outdoor spaces. One-story homes are particularly appealing for families and retirees alike, as they offer the ease of single-level living without sacrificing style or functionality.

Whether you're drawn to the tranquil beauty of the St. Johns River or the welcoming atmosphere of the community, Palatka is a wonderful place to call home. Explore the charm of this delightful city and discover your dream one-story home in a location that truly has it all!

Newest Palatka Homes with One Story Style

$210,000

2 Beds ⋅ 3 Baths ⋅ GC542336 MLS

Currently operating as a church, this 2,232 sq. ft. building is zoned Agricultural, which includes single-family residential, child & adult day care, a group home having 7 or more residents, religious facility, and more. (See list under Documents.) This offering is located on a .92 of an acre lot w/ample room for off-street parking to include RVs. A new metal roof was installed in 2025. It comes partially furnished (see list under Documents), has a full kitchen w/appliances, 3 bathrooms, a sanctuary, fellowship hall, and what could be two bedrooms or classrooms. As a church, it can accommodate 100+/- parishioners. The building has central heat and air plus 2 window A/C units. The church is currently rented on a month-to-month basis. This is the same listing as in commercial

101 Sesame Street, Palatka

$109,900

2 Beds ⋅ 1 Baths ⋅ V4950537 MLS

Escape to a peaceful, rural living at this 2-bedroom, 1-bath, private Palatka home set on a spacious lot with Solar Panels, large yard perfect for gardening and outdoor entertaining. This inviting residence offers a comfortable layout ready for your personal touches. Bring your style and vision to update the interiors and create a home that truly reflects you whether that’s a modern farmhouse kitchen, cozy reading nook, or custom finishes throughout, making it the perfect canvas for your dream home or investment project. Enjoy the quiet seclusion of country living while still being just minutes from town conveniences. Property Sold "As Is"

109 Hanpard Lane, Palatka

$1,249,000

2 Beds ⋅ 2 Baths ⋅ OM729436 MLS

Escape to a fully outfitted hunting camp bordering state land, offering privacy, easy access, and game management already done for you. Tucked in North Central Florida within reach of Palatka, Gainesville, Jacksonville, and St. Augustine, this property blends true off-grid convenience with serious hunting infrastructure, making it just as suited to a weekend retreat as to a dedicated hunting operation. The camp is anchored by a small 2-bedroom, 1.5-bathroom lodge alongside a separate metal building, both powered by the property's solar array, giving you comfortable, self-sufficient shelter for overnight stays plus dedicated storage and workspace without dependence on the grid. The solar power keeps lights, appliances, and gear charged and ready between trips, so arriving at camp feels no different than flipping a switch at home. A gated entrance provides controlled access and privacy, keeping the property secure when no one is on site, while an established network of interior roads reaches every corner of the property by truck or ATV. That road system means checking stands, refilling feeders, hauling out game, or moving equipment around camp is simple rather than a battle with the terrain. Hunters will appreciate the work that has already gone into this property. Multiple cleared food plots throughout, each paired with box stands positioned over the openings to take advantage of natural travel corridors. Feeders are already in place and running, so there is no scramble to set up before the season starts. A small seasonal creek also runs through the property, adding another natural water source that draws wildlife through the cleared areas and stands. The land has been strictly managed, meaning the game populations here reflect real, ongoing stewardship rather than incidental pressure. Deer, turkey, and hogs are all present in strong numbers, giving hunters a genuine variety of pursuits across the calendar, from spring turkey season through fall and winter deer and hog activity. Bordering state land along the entire north side is a rare and valuable feature, extending the property's usable habitat and travel corridors well beyond its own boundary while helping buffer the land from future development and preserve its character for years to come. The location adds real convenience to the package as well. Sitting close to Palatka and within a manageable drive of Gainesville, Jacksonville, and St. Augustine, the camp is easy to reach for weekend trips while still feeling private and secluded once you are through the gate. Supply runs, fuel, and equipment are never far away, but the camp itself stays quiet, gated, and undisturbed between visits. Whether the goal is a turnkey camp ready to hunt this season without lifting a finger, a private outdoor retreat for weekends away, or a well-managed tract to build on for the long term, this property delivers infrastructure, access, and game numbers that are hard to find already in place. Camps with this level of readiness, this location, and this kind of public-land border do not come along often.

375 Buck Springs Road, Palatka

$250,000

2 Beds ⋅ 1 Baths ⋅ C7528724 MLS

Coming Soon – 2 bedrooms, 1.5 bathrooms, and 1,104 square feet of living space. The attached 1-car garage provides added convenience and extra storage, while the spacious fenced backyard offers endless possibilities for entertaining, gardening, pets, or simply relaxing in your own private outdoor oasis. Located in a quiet neighborhood with easy access to local shopping, dining, schools, parks, and the beautiful St. Johns River, this home combines small-town charm with everyday convenience. Coming Soon! Stay tuned for additional details, professional photos, and showing availability. This opportunity won't last long!

108 Ashley Drive, Palatka

$500,000

3 Beds ⋅ 3 Baths ⋅ GC541743 MLS

Waterfront Pool Home with Direct Access to the St. Johns River -Dive into the Florida waterfront lifestyle you've always dreamed of! This handicap-accessible concrete block home offers 2,400 square feet of comfortable living space on a beautiful canal with direct access to the St. Johns River, Crescent Lake, Dunns Creek, and beyond. Featuring 3 BR and 2.5 BA, this high-and-dry residence welcomes you with a spacious great room, soaring vaulted ceilings, & a cozy wood-burning fireplace. The oversized kitchen is designed for both everyday living & entertaining, offering LG appliances, a breakfast bar, country sink, pantry, abundant cabinetry, & generous counter space. The primary suite provides a peaceful retreat with a large walk-in closet & an accessible en-suite bath featuring dual vanities & a walk-in shower. 2 additional bedrooms share a full bath, providing plenty of room for family & guests. Step outside & enjoy your private pool, four-car carport, and storage shed/workshop. Come see it now!!

134 Bowfin Drive, Palatka

$189,900

4 Beds ⋅ 1 Baths ⋅ FC319603 MLS

Welcome to Elm Avenue, this 4 bedroom single family home was just recently updated and renovated for the next owner. Built to last with concrete block and brick construction, this home also sits on a large .27 acre high and dry lot with plenty of room for decks or water features. There are upgrades galore, from roof to floors. Some of the recent notable updates include; architectural shingle roof replaced, new well equipment, low-e windows added, new water heater, new AC, fresh paint inside and out, LVP floors added throughout, kitchen and bath remodeled. The location is ideal, just a short drive to St. Johns Ave. for all your riverside dining and shopping, or spend a day at Ravine Gardens State Park. Enjoy area parks, boat ramps, and laid-back North Florida living in Putnam County or head to St.Augustine for day at the beach. Schedule your showing today!

111 Elm Avenue, Palatka

$99,999

3 Beds ⋅ 1 Baths ⋅ OM726849 MLS

Opportunity awaits with this affordable 3-bedroom, 1-bath home situated on nearly a quarter-acre lot in Palatka. Whether you're searching for your first home, a rental property, or your next investment project, this property offers plenty of potential and value. Built in 1948, this 768-square-foot home features a brand-new roof installed in January 2026, providing a major update for the next owner. The fully fenced yard offers space for pets, gardening, or outdoor activities, while the detached shed provides additional storage for tools and equipment. Conveniently located near St. Johns River State College, HCA Florida Putnam Hospital, Putnam County Fairgrounds, Putnam County Airport, shopping, dining, and other local amenities, you'll appreciate the convenience of being close to work, school, healthcare, shopping, and entertainment. Affordable opportunities like this are becoming harder to find. With a new roof already in place and plenty of potential to add value, this property is ideal for investors, first-time buyers, or anyone looking for an affordable home with room to make it their own. With key improvements already completed and room to add your personal touches, this home is ready for its next chapter.

306 Florida Drive, Palatka

$175,000

3 Beds ⋅ 2 Baths ⋅ FC319479 MLS

Concrete block stucco home at 212 Mimosa Drive in Palatka, offering 3 bedrooms, 1.5 bathrooms, and no HOA. The open floor plan connects the main living spaces, while the kitchen features stainless steel appliances. A large laundry room adds everyday convenience, and recent upgrades include a new water heater and new energy-efficient windows throughout. Step outside to a spacious screened-in back porch, ideal for entertaining, overlooking a fully fenced backyard with a storage shed included for extra space. With no HOA restrictions, this Palatka home is ready for its next owner.

212 Mimosa Drive, Palatka

$260,000

3 Beds ⋅ 2 Baths ⋅ O6414751 MLS

Virtually Staged. Beautifully updated 3BR/2BA home situated on a 1/4-acre cul-de-sac lot close to shopping, dining, schools, and major commuter routes. This move-in ready home features an open floor plan with abundant natural light from skylights, a spacious living area, and sliding glass doors leading to a large screened porch. The primary suite offers a walk-in closet, while the privacy-fenced backyard provides plenty of space for outdoor enjoyment. Recent improvements include a new AC system and ductwork, fresh interior and exterior paint, and new stainless steel appliances. The home also features a durable metal roof, a 2-car garage, and city water and sewer. A great opportunity to own an updated home in a convenient location. Repairs have already been started following the recent home inspection, giving buyers added confidence and peace of mind. This home is actively being improved, making it an even better opportunity for its next owner.

6109 W 1st Manor, Palatka

$189,700

4 Beds ⋅ 2 Baths ⋅ O6400283 MLS

FULLY RENOVATED, VACANT AND READY FOR MOVE-IN! Welcome to this stunning 3-bedroom, 1 bonus room, and 2-bathroom gem in a quiet, established Palatka neighborhood. This home has been completely and recently transformed with modern finishes and a bright, open-concept 1,255 sq. ft. layout filled with natural light. The gorgeous kitchen features sleek granite countertops, stylish cabinetry, and a full suite of brand-new appliances. Brand-new premium flooring runs throughout the main living areas, complemented by updated plumbing, a brand-new HVAC system, new gutters, and fresh modern interior and exterior paint. Both bathrooms have been elegantly upgraded with contemporary vanities, while the bedrooms feature plush new carpeting. Outside, a premium new stucco finish gives the home great curb appeal, and the generous backyard offers an outdoor oasis perfect for relaxation and family enjoyment. There are no HOA fees to worry about. The property is located just minutes from schools, local amenities, and the beautiful St. Johns River. Listing agent is the spouse of the seller

1412 Laurel Street, Palatka

$200,000

4 Beds ⋅ 2 Baths ⋅ O6402839 MLS

**DRASTIC PRICE REDUCTION – INVESTORS WELCOME!** Beautifully updated manufactured home on **0.70+ acres** with an **adjacent legal lot of record**, offering exceptional flexibility and future potential. Whether you're looking for extra privacy, space for RVs, a workshop, pool, garden, or a future homesite, this property delivers. Inside, you'll find a bright, open floor plan with updated flooring, modern finishes, spacious bedrooms, and a functional kitchen ideal for everyday living and entertaining. The oversized primary suite offers flexibility for a home office, nursery, or additional living space. **A/C is only 1 year old.** Step outside and enjoy peaceful Florida living with plenty of room to roam. The property features **two wells and a septic system**, helping keep utility costs lower. **No HOA!** **County lot inquiry completed.** The adjacent parcel has been confirmed as a **legal lot of record** and is eligible for **one single-family residence**. **AG zoning permits mobile homes.** A future lot split may be possible if public water and sewer become available. Buyers should verify all intended uses, permitting, septic requirements, and development possibilities with Putnam County. Conveniently located just minutes from shopping, dining, hospitals, and medical facilities. Enjoy easy access to Salt Springs, Silver Glen, Green Cove Springs, Keystone Heights, and Fort McCoy. Within about an hour, reach Crescent Beach, historic St. Augustine, Flagler Beach, Palm Coast, Gainesville, and Ocala. Daytona Beach, Orlando attractions, and Jacksonville are all within approximately two hours. Don't miss this rare opportunity to own a move-in-ready home with additional land, development potential, and endless possibilities at an exceptional value. Schedule your showing today!

3511 S Palm Avenue, Palatka

$265,000

3 Beds ⋅ 2 Baths ⋅ FC317944 MLS

This 3/2 concrete block home on a corner lot in Tierra Woods, Palatka, with pond view and no HOA. Split-bedroom layout, primary suite with walk-in closet separate from two secondary bedrooms. Vinyl flooring throughout, ceiling fans in main living areas. Kitchen features Samsung electric range, dishwasher, microwave, and new refrigerator, all conveying with sale, plus Maytag washer/dryer and Clack 1054 whole-home water softener. Large screened patio and separate pea gravel/paver patio overlook pond and open yard, with brick firepit and garden trellis. Front garden on drip irrigation with programmable timer. New Graceland storage shed plus attached 2-car garage. Lifetime metal roof approximately 3 years old, new HVAC installed 2022, annual termite protection via Crescent City Termite Control. Electric service on hospital grid. Public sewer and water, Greater Palatka area. No HOA, no restrictions, move-in ready

7200 Andrew Jackson Street, Palatka

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